Western Development Bank Ltd.(WDBL)

Saahid Gate Maarg, Ghorahi, Dang; Ph: 082-560732

RTS: Prabhu Capital Ltd.
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
18.41
Net Asset Per Share
789.92
Net Worth Per Share
110.26
Paid up Capital(Rs in '000')
504068.16
Reserve and Surplus(Rs in '000')
51748.81
Operating Profit(Rs in '000')
145821.51
Net Profit(Rs in '000')
92795.51
Price Earning Ratio
0
Liquidity Ratio
27.62
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
3139200
Market Capitalization

Western development bank is one of the largest regional level development banks of Nepal in terms of assets, deposits, profits & branches catering to large customer base. Western development bank ltd. was established on Bhadra 30, 2062. We have completed 10th consecutive successful years, and are operating in 11th year now.. Its head office is located in Dang Ghorahi and it gradually opened its 13 branches at Tulsipur, Lamahi, Sisahaniya, Hapure, Narayanpur, Chandrauta, Bijauri, Gadawa, Nepalgunj,Bhalubang,Chisapani,Jeetpur,Shamshergunj 363 days banking . The primary mission of Western Development Bank Ltd. is to establish, develop, expand and facilitate the productivity of feasible manufacturing and to create employment so as to uplift the rural and urban economy through agriculture, trade and industry by mobilizing the local human and capital resources. We are in the process of expanding our branches at different places, thus meeting the expectations of our rural depositors. We have highly qualified & hard working  100 staff working in our bank.

Contact Information
Address
Saahid Gate Maarg, Ghorahi, Dang
Phone
082-560732
E-Mail
wdbldang@yahoo.com
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 345312 313920 156960 156960
Reserve Surplus 86263.23 129966.99 91156.4 67656.14
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - - -
Deposit Liability 2451785.7 2293980.5 2299368.74 2196329.55
Domestic Currency 2451785.7 2293980.5 2299368.74 2196329.55
Foreign Currency 0 - - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 - - -
Other Liabilities 114381.91 216289.41 78923.85 69530.37
Non Controlling interest - - - -
Total Liabilities 2997747.84 2954156.9 2626408.99 2490476.06
Cash Balance 879540.19 205690.87 163674.41 75569.84
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 602738.72 569212.95 584045.91
Investments 0 - - -
Loan Advances 1939696.22 1838898.25 1738185.4 1631278.4
Real Estate Loan 0 - - -
Residential Real Estate Loan 0 - - -
Business Complex and Residential Apartment Construction Loan 0 - - -
Income Generating Commerical Complex Loan 0 - - -
Other Real Estate Loan 0 - - -
Personal Home Loan of Ten Million or Less 83746.39 82511.93 89007.11 91222.22
Margin Type Loan 0 - - -
Term Loan 797994.76 652450.85 601102.46 542125.72
Overdraf or TR Loan or WC Loan 343405.82 414050.16 389358.38 371430.34
Other 714549.25 689885.31 658717.45 626500.12
Fixed Assets 46714.86 65710.12 63978.42 54039.1
Non Banking Assets 0 - - -
Other Assets 131796.57 241118.94 91357.81 145542.81
Total Assets 2997747.84 2954156.9 2626408.99 2490476.06
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 244457.13 170282.08 106430.32 42544.52
Interest Expenses 130311.55 92196.43 57970.76 29029.81
Net Interest Income 114145.58 78085.65 48459.56 13514.71
Fees Commission and Discount 23718.27 18104.2 12551.58 6733.51
Other Operating Income 43249.6 29171.1 17426.58 5370.12
Foreign Exchange 0 - - -
Total Operating Income 181113.35 125360.95 78437.72 25618.34
Staff Expenses 30745.84 22010.06 15101.05 8546.1
Operating Profit Before Provision 119400.81 87855.3 54247.88 5368.78
Provision for Possible Losses 10202.22 11883.57 12670.08 11703.46
Operating Profit 109198.59 75971.73 41577.8 7054.59
Non Operating Income 0 - - -
Write Back Provision for Possible Losses 0 - - -
Profit from Regular Activities 109198.59 75971.73 41577.8 4648.87
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 109198.59 75971.73 41577.8 4648.87
Provision for Staff Bonus 9819.96 6906.52 3779.79 422.62
Provision for Income Tax 29459.9 20719.56 11339.37 1267.87
Non Controlling Interest - - - -
Net Profit and Loss 69918.73 48345.65 26458.64 2958.38
Captila Fund to RAW 26.23 26.46 14.48 12.7
Non Performing Loan to Total Loan 0.89 0.56 0.71 0.3
Total loan loss Provision to Total NPL 167.58 272.99 215.52 431.59
Cost of Fund as per NRB Directive 6.31 6.46 6.53 6.08
Credit to Deposit Ratio as Per NRB Directive 67.3 67.17 68.23 67.38
Base Rate 5.74 - - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - -
Net Interest Spread as Per NRB Directive 0 6.47 7.05 7.75
Other Operating Expenses 30966.8 15495.59 9088.79 4648.87
ROE 0 - - -
ROA 0 - - -
Liquidity Ratio 21.9 - - -
EPS 20.25 - - -
PE Ratio 17.3 - - -
Net Worth Per Share 0 - - -
Assets Per Share 868.13 - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 12, 20182731,038.20
2Nov 29, 2015267129.23
3Apr 23, 2015270403.68
4Mar 14, 20172192,912.61
5Jul 01, 2014185277.50
6Apr 06, 2017219219.00