Tourism Development Bank Ltd.(TDBL)

New Baneshwor, KTM, Nepal; Ph: 01-4485480

RTS: Sunrise Capital Ltd.
As on

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Volume
Amount
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Financial Highlights (1st quarter, 2074/075)

Earning Per Share
7.45
Net Asset Per Share
860.75
Net Worth Per Share
140.31
Paid up Capital(Rs in '000')
2010620
Reserve and Surplus(Rs in '000')
570461
Operating Profit(Rs in '000')
47000
Net Profit(Rs in '000')
34258
Price Earning Ratio
57.32
Liquidity Ratio
33.78
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
9197712
Market Capitalization

Tourism Development Bank Limited (TDBL) has been established for the delivery of comprehensive banking services to the esteemed customers by the collective efforts of entrepreneurs from tourism sector, hydropower experts, professors, professional bankers, pioneer of cooperative movement, doctors, engineers, advocates and other professionals with excellent track record and high social profile. Its prime concern is to contribute on socio-economic development of the Country through diversified range of banking products & services. The Bank believes on offering of quality service to the customers, generating maximum return to shareholders, providing competitive incentives to employees, ensuring compliance of prudential norms to regulators and serving community as well. We are fully committed to glorify our corporate slogan 'The Bank you can rely on'. Capital structure of the Bank is authorized Capital: NPR. 1280 Million Issued and paid up Capital: NPR. 678.4 Million, out of which 37.50% is allocated to general public.

Contact Information
Address
New Baneshwor, KTM, Nepal
Phone
01-4485480
E-Mail
info@tdbl.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 2002368 1112022 919771 786944
Reserve Surplus 533628 541611 486902 327782
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 531400 199400 590000 310000
Deposit Liability 12278778 11061655 10741384 9023427
Domestic Currency 12011711 10804337 10453181 8730073
Foreign Currency 267067 257318 288203 293354
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 4771 - 11537 -
Other Liabilities 381340 468350 309893 341889
Non Controlling interest - - - -
Total Liabilities 15732285 13383038 13059487 10790042
Cash Balance 1127368 862983 668980 710057
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 2749371 1862108 2541682 2020766
Investments 551657 351782 157262 231338
Loan Advances 10846038 9879295 9241797 7397519
Real Estate Loan 293845 221351 196485 40583
Residential Real Estate Loan 68505 47468 33801 10629
Business Complex and Residential Apartment Construction Loan 0 - - -
Income Generating Commerical Complex Loan 0 - - -
Other Real Estate Loan 225340 173883 162684 29253
Personal Home Loan of Ten Million or Less 1686745 1641698 1521788 1207470
Margin Type Loan 57649 54569 57611 31464
Term Loan 4143439 3612384 3357762 2780677
Overdraf or TR Loan or WC Loan 3820845 3528229 3384586 2739411
Other 843515 821064 723565 597918
Fixed Assets 108657 85841 79764 68953
Non Banking Assets 0 - - -
Other Assets 349194 341029 370002 361409
Total Assets 15732285 13383038 13059487 10790042
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 1192253 796168 506352 191834
Interest Expenses 610473 406536 237878 100636
Net Interest Income 581780 389632 268474 91198
Fees Commission and Discount 36578 25369 15322 8188
Other Operating Income 83611 59495 46444 17940
Foreign Exchange 38463 27901 17678 -
Total Operating Income 740432 502397 347918 125777
Staff Expenses 110111 79559 52360 20794
Operating Profit Before Provision 490597 334865 237714 20637
Provision for Possible Losses 45754 38162 49520 84345
Operating Profit 444843 296703 188194 31120
Non Operating Income 5081 -8 -19 78
Write Back Provision for Possible Losses 51931 19479 42238 13449
Profit from Regular Activities 501855 316174 230413 66752
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 501855 316174 230413 66752
Provision for Staff Bonus 45623 28743 20947 6068
Provision for Income Tax 137103 86463 63085 18205
Non Controlling Interest - - - -
Net Profit and Loss 319129 200968 146381 42479
Captila Fund to RAW 21.24 14.86 13.33 12.85
Non Performing Loan to Total Loan 0.78 1.17 1.3 1.96
Total loan loss Provision to Total NPL 189.98 160.57 138.95 116.81
Cost of Fund as per NRB Directive 7.44 7.4 5.46 4.77
Credit to Deposit Ratio as Per NRB Directive 74.58 73.92 79.48 77.03
Base Rate 10.7 10.5 8.61 7.67
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - -
Net Interest Spread as Per NRB Directive 5.3 4.45 5.43 5.55
Other Operating Expenses 139724 87973 57844 53225
ROE 12.58 16.2 - -
ROA 0 - - -
Liquidity Ratio 31.47 25.81 - -
EPS 17.43 29.13 - -
PE Ratio 24.5 14.66 - -
Net Worth Per Share 138.48 179.79 - -
Assets Per Share 859.08 1455.04 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Jan 06, 2014435190.25
2Jun 14, 2016468411.09
3Jun 08, 2017460335.78
4Jun 30, 2016377754.00
5Mar 28, 2017365524.74
6Apr 20, 2016349522.52