Synergy Finance Ltd.(SYFL)

Kamaladi, Ktm, Nepal; Ph: 01-4442462

RTS: Prabhu Capital Ltd.
As on

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Volume
Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
11.02
Net Asset Per Share
631.19
Net Worth Per Share
60.79
Paid up Capital(Rs in '000')
474409
Reserve and Surplus(Rs in '000')
133716
Operating Profit(Rs in '000')
212236
Net Profit(Rs in '000')
52290
Price Earning Ratio
0
Liquidity Ratio
42.61
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
4744090
Market Capitalization

To overcome the problem regarding giving the security and welfare to the depositors, investors and valuable customers and to provide quality banking and the financial services, three financial companies, Butwal Finance Limited(a “C” class finance company), Alpic Everest Finance Limited (a “C” class finance company)and CMB Finance Limited(a “C” class finance company) decided to merge and with the approval of Nepal Rastra Bank, On Mangshir 21st 2069 B.S, Synergy Finance Limited was emerged with its unique identity and motive.

Contact Information
Address
Kamaladi, Ktm, Nepal
Phone
01-4442462
E-Mail
corporate@synergyfinance.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 474409 474409 474409 474409
Reserve Surplus -52409 -16513 -33773 -213631
Noncontrolling Interest - - - -
Debenture Bond 0 0 - -
Loans Borrowing 0 0 - -
Deposit Liability 1864578 1819226 1949466 1871656
Domestic Currency 1864578 1819226 1949466 1871656
Foreign Currency 0 0 - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 610987 584156 615489 761456
Non Controlling interest - - - -
Total Liabilities 2897565 2861278 3005591 2893890
Cash Balance 464713 505186 655215 475532
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 0 - -
Investments 259695 259661 257180 257149
Loan Advances 1678114 1619584 1613550 1541263
Real Estate Loan 199364 218366 265154 234796
Residential Real Estate Loan 110066 123066 161386 150161
Business Complex and Residential Apartment Construction Loan 0 0 - -
Income Generating Commerical Complex Loan 0 0 - -
Other Real Estate Loan 89298 95300 103768 84635
Personal Home Loan of Ten Million or Less 485719 487596 489795 599745
Margin Type Loan 6393 4507 4626 931
Term Loan 477896 444686 439442 317563
Overdraf or TR Loan or WC Loan 231352 213622 221557 197751
Other 277390 250807 192976 190477
Fixed Assets 83871 92197 96134 127086
Non Banking Assets 56638 37478 32034 100207
Other Assets 354534 347172 351478 392653
Total Assets 2897565 2861278 3005591 2893890
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 270314 181183 161466 110869 42309
Interest Expenses 146822 104643 66808 33752
Net Interest Income 123492 56823 44061 8557
Fees Commission and Discount 2834 2090 1346 624
Other Operating Income 19107 48132 32664 7724
Foreign Exchange 0 0 - -
Total Operating Income 145433 107045 78071 16905
Staff Expenses 62324 38905 26830 15191
Operating Profit Before Provision 27404 34078 28356 -6581
Provision for Possible Losses 146979 61096 28798 3785
Operating Profit -119575 -27018 -442 -10366
Non Operating Income 58323 57225 55892 1397
Write Back Provision for Possible Losses 263196 210382 148256 14841
Profit from Regular Activities 201944 240589 203706 5872
Extra Ordinary Income -1803 -1803 - -
Profit Before Bonus and Taxes 200141 238786 203706 5872
Provision for Staff Bonus 18195 21708 18519 533
Provision for Income Tax 763 0 - -
Non Controlling Interest - - - -
Net Profit and Loss - 217078 185187 5339
Captila Fund to RAW 14.66 16.86 14.87 5.42
Non Performing Loan to Total Loan 19.55 19.23 20.43 23.51
Total loan loss Provision to Total NPL 90.11 92.01 96.18 99.38
Cost of Fund as per NRB Directive 8.59 8.95 7.28 6.95
Credit to Deposit Ratio as Per NRB Directive 77.36 74.99 71.48 78.37
Base Rate 0 0 - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 0 - -
Net Interest Spread as Per NRB Directive 0 0 - -
Other Operating Expenses 55705 34062 22885 8295
ROE 0 0 - -
ROA 0 0 - -
Liquidity Ratio 39.29 41.73 - -
EPS 38.19 61.01 - -
PE Ratio 4.06 3.43 - -
Net Worth Per Share 88.95 96.52 - -
Assets Per Share 610.77 603.12 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 05, 20181691,136.29
2Mar 04, 2015146184.98
3Sep 13, 2011149226.10
4Dec 07, 2014144464.21
5Dec 06, 2018133741.37
6Jul 10, 2014122134.20