Sindhu Bikash Bank Ltd(SINDU)

Barhabise, Sindhupalchowk, Nepal; Ph: 011-489245

RTS: NIBL ACE Capital Market Ltd.
As on

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Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
313
Net Asset Per Share
574.44
Net Worth Per Share
112.34
Paid up Capital(Rs in '000')
500027.32
Reserve and Surplus(Rs in '000')
61710.78
Operating Profit(Rs in '000')
24646.67
Net Profit(Rs in '000')
15684.25
Price Earning Ratio
41.76
Liquidity Ratio
52.23
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
2621925
Market Capitalization

SINDHU BIKASH BANK is first development bank opened at Sindhupalchowk district of NEPAL started operation in Bhadra 22, 2067 (Sept.7, 2010). This bank has licensed by Nepal Rastra Bank (Central Bank of Nepal) & running under the Company Act & Bank & Financial Institution Act of Nepal. Sindhupalchowk Chamber of Commerce & Industry of Nepal has taken initiative to open the bank. Â The bank also has a network of 3 branches as well as some 20,000 nos. of customers (as on May 2012).

Contact Information
Address
Barhabise, Sindhupalchowk, Nepal
Phone
011-489245
E-Mail
info@sindhubank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 262192.5 262192.5 262192.5 141255
Reserve Surplus 69966.44 58297.68 46555.23 33440.53
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - - -
Deposit Liability 1905605.2 1503510.63 1755196.38 1641957.31
Domestic Currency 1905605.2 1503510.63 1755196.38 1641957.31
Foreign Currency 0 - - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 - - -
Other Liabilities 44091.69 50348.03 21536.96 94874.82
Non Controlling interest - - - -
Total Liabilities 2281855.82 1874348.84 2085481.07 1911527.66
Cash Balance 101665.53 70610.44 66209.05 131532.48
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 687372.66 331529.19 570901.61 668407.38
Investments 19339.5 25367.59 21006.4 20975.5
Loan Advances 1397921.42 1401302.6 1355604.2 1024727.54
Real Estate Loan 262351.26 253059.77 233915.29 106765.5
Residential Real Estate Loan 262351.26 253059.77 233915.29 106765.5
Business Complex and Residential Apartment Construction Loan 0 - - -
Income Generating Commerical Complex Loan 0 - - -
Other Real Estate Loan 0 - - -
Personal Home Loan of Ten Million or Less 0 - - -
Margin Type Loan 12405.45 12713.48 13920.12 4055.49
Term Loan 150362.97 161187.48 172788.45 260404.9
Overdraf or TR Loan or WC Loan 547095.01 530194.6 546765.5 182769.36
Other 425706.73 397852.39 388214.84 470731.69
Fixed Assets 47306.18 46294.88 44374.16 39658.14
Non Banking Assets 0 - - -
Other Assets 28250.54 45539.02 27385.65 26226.62
Total Assets 2281855.82 1874348.84 2085481.07 1911527.66
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 164079.52 114479.95 69431.32 28325.78
Interest Expenses 64099.93 40551.18 23269.19 10908.62
Net Interest Income 99979.59 73928.77 46162.13 17417.16
Fees Commission and Discount 16041.68 9150.42 7525.31 2521.93
Other Operating Income 6031.79 2989.43 1675.49 1133.43
Foreign Exchange 0 - - -
Total Operating Income 122053.06 86068.62 55362.93 21072.52
Staff Expenses 26797.28 18458.86 12582.29 6979.92
Operating Profit Before Provision 65963.42 46559.75 28615.8 6619.15
Provision for Possible Losses 7446.96 6409.17 6917.63 7473.45
Operating Profit 58516.47 40150.58 21698.17 2116.21
Non Operating Income 0 - - -
Write Back Provision for Possible Losses 0 - - -
Profit from Regular Activities 58516.47 40150.58 21698.17 5357.24
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 58516.47 40150.58 21698.17 5357.24
Provision for Staff Bonus 5319.68 3650.05 1972.56 487.02
Provision for Income Tax 15959.04 10950.16 5917.68 1461.07
Non Controlling Interest - - - -
Net Profit and Loss 37237.75 25550.37 13807.93 3409.15
Captila Fund to RAW 19.91 21.49 19.26 13.46
Non Performing Loan to Total Loan 0.84 1.05 1.19 1.25
Total loan loss Provision to Total NPL 218.53 178.39 160.02 170.96
Cost of Fund as per NRB Directive 6.44 4.65 4.06 3.13
Credit to Deposit Ratio as Per NRB Directive 63.64 63.45 66.95 57.63
Base Rate 10.72 - - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - -
Net Interest Spread as Per NRB Directive 6 - - -
Other Operating Expenses 29292.35 21050.01 14164.84 5357.21
ROE 0 - - -
ROA 0 - - -
Liquidity Ratio 41.41 - - -
EPS 14.2 - - -
PE Ratio 25.77 - - -
Net Worth Per Share 126.68 - - -
Assets Per Share 870.3 - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Jun 14, 201212688.68
2Jun 02, 2009126403.20
3Dec 06, 20181391,888.28
4Dec 06, 2018109109.00
5Dec 06, 2018111234.21
6Sep 07, 201199-