Shrijana Finance (Bittaya Sanstha) Ltd.(SFFIL)

Hanuman Das Road, Biratnagar 8 Morang; Ph: +977 21 525953 +977 21 527510

RTS: Sunrise Capital Ltd.
As on

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Volume
Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
30.49
Net Asset Per Share
1542.99
Net Worth Per Share
150.11
Paid up Capital(Rs in '000')
400680
Reserve and Surplus(Rs in '000')
200818.6
Operating Profit(Rs in '000')
191997.35
Net Profit(Rs in '000')
122180.13
Price Earning Ratio
7.67
Liquidity Ratio
35.96
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
3024000
Market Capitalization

Srijana Finance Limited was established on 26 Mangsir 2057 with an objective of providing competitive and modern banking services in the Nepalese financial Sector. The company always focuses on building sound technology driven internal system to cater the changing needs of the customer that enhance high comfort and value. by well known business of Purbanchal. Srijana Finance Limited has commenced its financial transaction since 26 MANGSIR 2057 now operating under "Bank and Financial Institution Act 2063"SEC47. The company always focuses on building sound technology driven internal system to cater the changing needs of the customer that enhance high comfort and value.

Contact Information
Address
Hanuman Das Road, Biratnagar 8 Morang
Phone
+977 21 525953 +977 21 527510
E-Mail
info@srijanafinance.com
In Thousands4th Quarter3rd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 302400 302400 302400 211673.31
Reserve Surplus 185757.26 108776.9 133690.15 163834.24
Noncontrolling Interest - - -
Debenture Bond 0 - -
Loans Borrowing 0 800000 400000
Deposit Liability 3368243.83 2831686.19 2737936.15 2430125.53
Domestic Currency 3368243.83 2831686.19 2737936.15 2430125.53
Foreign Currency 0 - -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 0 - -
Other Liabilities 85421.86 64771.95 48378.45 29771.16
Non Controlling interest - - -
Total Liabilities 3941822.95 3332548.29 3997491.5 3235404.24
Cash Balance 308076.89 185697.3 188023.02 144714.86
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice 633555.12 400674.77 1120229.3 706436.32
Investments 83012.67 69149.67 56392.07 42798.4
Loan Advances 2720021.76 2533019.59 2435437.18 2145328.11
Real Estate Loan 0 61410.27 73926.27 68538.77
Residential Real Estate Loan 0 - -
Business Complex and Residential Apartment Construction Loan 0 - -
Income Generating Commerical Complex Loan 0 - -
Other Real Estate Loan 53581.77 61410.27 73926.27 68538.77
Personal Home Loan of Ten Million or Less 68159 64469.26 59792.86 52742.96
Margin Type Loan 6051.03 2162.39 909.08 1695.98
Term Loan 33869.08 7342.8 4554.33 3704.17
Overdraf or TR Loan or WC Loan 409000.54 390620.01 425153.89 409614.37
Other 2149360.34 2007014.86 1871100.75 1609031.86
Fixed Assets 79005.4 64856.52 39278.34 35871.14
Non Banking Assets 0 - -
Other Assets 118151.11 79150.44 158131.59 160255.41
Total Assets 3941822.95 3332548.29 3997491.5 3235404.24
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 478621.89 189376.94 323114.44 72911.4
Interest Expenses 184114.2 68138.75 120611.31 31898.11
Net Interest Income 294507.69 121238.19 202503.13 41013.29
Fees Commission and Discount 0 - -
Other Operating Income 32702.82 14285.59 22541.16 7370.36
Foreign Exchange 0 - -
Total Operating Income 327210.51 225044.29 135523.78 48383.65
Staff Expenses 26747.75 18117.11 10968.71 5723.24
Operating Profit Before Provision 219905.65 158989.28 107340.76 37288.6
Provision for Possible Losses 7720.13 28623.5 16124.37 14164.22
Operating Profit 212185.52 130365.78 91216.39 23124.38
Non Operating Income 0 - -
Write Back Provision for Possible Losses 0 - -
Profit from Regular Activities 212185.52 130365.78 91216.39 23124.38
Extra Ordinary Income 0 - -
Profit Before Bonus and Taxes 212185.52 130365.78 91216.39 23124.38
Provision for Staff Bonus 19289.59 11851.43 8292.4 2102.22
Provision for Income Tax 57868.78 35554.31 24877.2 6306.65
Non Controlling Interest - - -
Net Profit and Loss 135027.15 82960.04 58046.79 14715.51
Captila Fund to RAW 18.27 15.11 15.19
Non Performing Loan to Total Loan 0.66 1.88 1.18
Total loan loss Provision to Total NPL 194.72 92.18 142.53
Cost of Fund as per NRB Directive 8.59 6.8 5.54
Credit to Deposit Ratio as Per NRB Directive 70.53 77.34 76.47
Base Rate 15.06 - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - -
Net Interest Spread as Per NRB Directive 9.2 - -
Other Operating Expenses 80557.11 47937.9 17214.31 5371.81
ROE 0 - -
ROA 0 - -
Liquidity Ratio 27.96 - -
EPS 44.65 - -
PE Ratio 9.74 - -
Net Worth Per Share 161.42 - -
Assets Per Share 1303.51 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Aug 02, 2015277785.84
2May 24, 2017220361.55
3Mar 14, 2016234758.89
4Jun 10, 201023051.75