Siddhartha Development Bank Ltd.(SDBL)

Tinkune, KTM, Nepal; Ph: 01-4488480

RTS: Prabhu Capital Ltd.
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Financial Highlights (3rd quarter, 2073/074)

Earning Per Share
27.09
Net Asset Per Share
1149.68
Net Worth Per Share
136.6
Paid up Capital(Rs in '000')
1419168
Reserve and Surplus(Rs in '000')
699397
Operating Profit(Rs in '000')
442560
Net Profit(Rs in '000')
288318
Price Earning Ratio
10.96
Liquidity Ratio
26.41
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
14191676
Market Capitalization

Siddhartha Development Bank limited (SDBL) is the first Development bank of western region of Nepal established formally in the year 2056 which commenced operation on 11th Ashad, 2057. The Bank has been established solely with the aim of getting exclusive confidence of Nepalese market by rendering global standards of services through professional & quality management. SDBL has been promoted as a dedicated bank with a primary focus in the development of industrial trade and commercial in Nepal Besides debt financing, the bank also offers assistance to the clean and renewable energy projects by way of private equity and advisory and consulting services. The Bank which has been in profitable operation from its inception, has managed robust growths in its overall business and profitability during the recent years. The Bank offers a complete suite of banking products and services including transaction banking, business banking, project finance, corporate banking and consumer banking.

Contact Information
Address
Tinkune, KTM, Nepal
Phone
01-4488480
E-Mail
info@sdblnepal.com
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 1419168 1419168 1419168
Reserve Surplus 699397 417944 288774
Noncontrolling Interest - - -
Debenture Bond - - -
Loans Borrowing - 620000 -
Deposit Liability 13694544 14212359 12656744
Domestic Currency 13694282 14212083 12656472
Foreign Currency 262 276 272
Bills Payable - - 1592
Proposed Dividend - - -
Income Tax Liability 607 8065 -
Other Liabilities 502231 515133 599171
Non Controlling interest - - -
Total Liabilities 14197382 17192669 14965449
Cash Balance 1418444 1329009 1110139
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice 2048665 3023954 2030659
Investments 213088 206520 203061
Loan Advances 12154180 12192250 11110830
Real Estate Loan 838895 1022197 1062346
Residential Real Estate Loan 18339 18867 10009
Business Complex and Residential Apartment Construction Loan - - -
Income Generating Commerical Complex Loan - - -
Other Real Estate Loan 820556 1003330 1052337
Personal Home Loan of Ten Million or Less 1120889 1106210 1031437
Margin Type Loan 170024 258394 330809
Term Loan 3010152 2925244 2604574
Overdraf or TR Loan or WC Loan 3786476 3703622 3222442
Other 3227744 3176583 2859222
Fixed Assets 322905 314217 312104
Non Banking Assets - - -
Other Assets 158665 126719 198656
Total Assets 16315947 17192669 14965449
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 1123360 694335 322425
Interest Expenses 538803 310520 153327
Net Interest Income 584557 383815 169098
Fees Commission and Discount 11733 7617 4018
Other Operating Income 71352 52487 22310
Foreign Exchange -216 77 9
Total Operating Income 667426 443996 195435
Staff Expenses 96530 63133 33484
Operating Profit Before Provision 464598 315509 30861
Provision for Possible Losses 22038 42038 131090
Operating Profit 442560 273471 40278
Non Operating Income 23502 20706 383
Write Back Provision for Possible Losses - - -
Profit from Regular Activities 466062 294177 91195
Extra Ordinary Income -1837 -605 -605
Profit Before Bonus and Taxes 464225 293572 90590
Provision for Staff Bonus 42202 26688 8235
Provision for Income Tax 133705 80065 24706
Non Controlling Interest - - -
Net Profit and Loss 288318 186819 57649
Captila Fund to RAW - 13.19 13.43
Non Performing Loan to Total Loan - 2.78 3.21
Total loan loss Provision to Total NPL - 102.54 97.03
Cost of Fund as per NRB Directive - 5.27 4.81
Credit to Deposit Ratio as Per NRB Directive - 76 77.39
Base Rate - 8.64 8.56
Average Yield on Loans and Advance and Investment as Per NRB Directive - - 6.76
Net Interest Spread as Per NRB Directive - 6.75 -
Other Operating Expenses 106298 65354 90812
ROE - - -
ROA - - -
Liquidity Ratio - - -
EPS - - -
PE Ratio - - -
Net Worth Per Share - - -
Assets Per Share - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Mar 28, 2017365524.74
2Apr 20, 2016349522.52
3Oct 27, 20163462,560.70
4Sep 29, 2014314314.00
5Dec 12, 20183355,167.82
6Jan 28, 20152831,008.90