Siddhartha Bank Ltd.(SBL)

Hattisar, Kathmandu, Nepal; Ph: 977-1-4442919/ 01-4442920

RTS: Siddhartha Capital Ltd.
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
21.91
Net Asset Per Share
1407.45
Net Worth Per Share
150.49
Paid up Capital(Rs in '000')
8464385
Reserve and Surplus(Rs in '000')
4471086
Operating Profit(Rs in '000')
2561628
Net Profit(Rs in '000')
1955044
Price Earning Ratio
13.69
Liquidity Ratio
27.39
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
68261170
Market Capitalization

Siddhartha Bank Limited (SBL), established in 2002 and promoted by prominent personalities of Nepal, today stands as one of the consistently growing banks in Nepal. While the promoters come from a wide range of sectors, they possess immense business acumen and share their valuable experiences towards the betterment of the Bank.

Within a short span of time, Siddhartha Bank has been able come up with a wide range of products and services that best suits its clientele. Siddhartha Bank has been posting growth in its portfolio size and profitability consistently since the beginning of its operations. The management of the Bank has been thoroughly professional.

Siddhartha Bank has been able to gain significant trust of the customers and all other stakeholders to become one of the most promising commercial banks in the country in less than 10 years of its operation. The Bank is fully committed towards customer satisfaction. The range and scope of modern banking products and services the Bank has been providing is an example to its commitment towards customer satisfaction. It is this commitment that has helped the Bank register quantum growth every year. And the Bank is confident and hopeful that it will be able to retain this trust and move even further towards its mission of becoming one of the leading banks of the industry.

Contact Information
Address
Hattisar, Kathmandu, Nepal
Phone
977-1-4442919/ 01-4442920
E-Mail
info@siddharthabank.com
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Share Capital 6844949 6628879 5250859 5235008
Reserve Surplus 3580319 3284060 2823067 2471861
Noncontrolling Interest - - - -
Debenture Bond 1203520 1203520 1203520 1203520
Loans Borrowing 1758700 505714 504014 600000
Deposit Liability 77875050 77317559 75275857 74935731
Domestic Currency 77433539 76829397 74771957 73923872
Foreign Currency 441511 488162 503900 1011859
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 1718794 1866927 2436514 2356584
Non Controlling interest - - - -
Total Liabilities 92981332 90806659 87493831 86802704
Cash Balance 7019693 10120556 9086722 8027808
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 200000 521300 995000 3682325
Investments 14591388 11272097 8579382 10298393
Loan Advances 68896473 66063478 66260370 62659288
Real Estate Loan 6877397 6867515 6770197 6233321
Residential Real Estate Loan 92201 240041 430789 390037
Business Complex and Residential Apartment Construction Loan 1196284 1226972 1233116 1234606
Income Generating Commerical Complex Loan 476197 486472 469387 446938
Other Real Estate Loan 5112716 4914031 4636905 4161740
Personal Home Loan of Ten Million or Less 3986861 3816395 4113946 3998235
Margin Type Loan 1614937 1414587 1400291 1157690
Term Loan 14520752 13039021 12630295 12810721
Overdraf or TR Loan or WC Loan 28582664 28060623 28881042 27011158
Other 13313863 12865337 12464599 11448163
Fixed Assets 735988 731388 655097 621274
Non Banking Assets 154638 154638 154638 154638
Other Assets 1383152 1943204 1762622 1358979
Total Assets 92981332 90806659 87493831 86802705
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Interest Income 1992834 6651951 4486001 2781060
Interest Expenses 1482985 3998165 2616583 1474475
Net Interest Income 509849 2653786 1869418 1306585
Fees Commission and Discount 44949 183804 129114 82640
Other Operating Income 114256 365826 277953 193791
Foreign Exchange 52827 164756 113312 63465
Total Operating Income 721881 3368171 2389797 1646481
Staff Expenses 164446 593556 406217 221881
Operating Profit Before Provision 405848 2179941 1559900 1149293
Provision for Possible Losses 349587 329210 375073 277739
Operating Profit 56261 1850731 1184827 871554
Non Operating Income 106742 176050 175942 141078
Write Back Provision for Possible Losses 177002 286228 142246 127420
Profit from Regular Activities 340005 2313010 1503015 1140052
Extra Ordinary Income 400 -73469 864 863
Profit Before Bonus and Taxes 340405 2239541 1503879 1140915
Provision for Staff Bonus 30946 203595 136716 103720
Provision for Income Tax 93017 617940 410149 311159
Non Controlling Interest - - - -
Net Profit and Loss 216442 1418006 957014 726036
Captila Fund to RAW 12.69 13.16 11.6 11.63
Non Performing Loan to Total Loan 2.01 1.15 1.71 1.5
Total loan loss Provision to Total NPL 97.57 155.4 120.1 135.66
Cost of Fund as per NRB Directive 7.32 5.4 4.8 4.16
Credit to Deposit Ratio as Per NRB Directive 78.36 76.71 75.09 77.92
Base Rate 10.28 10.38 7.67 6.79
Average Yield on Loans and Advance and Investment as Per NRB Directive 9.48 8.89 8.02 7.72
Net Interest Spread as Per NRB Directive 3.84 3.37 3.79 4.04
Other Operating Expenses 151586 594674 423680 275307
ROE 8.32 14.03 - -
ROA 0.93 1.56 - -
Liquidity Ratio 22.18 25.06 - -
EPS 12.68 21.39 - -
PE Ratio 32.68 22.67 - -
Net Worth Per Share 152.73 149.54 - -
Assets Per Share 1362.14 1369.86 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 201835623,003.92
2Dec 06, 201831518,246.11
3Dec 06, 201835723,892.57
4Dec 06, 201829920,444.13
5Dec 06, 201829223,464.99
6Dec 06, 201830517,170.21