Sagarmatha Finance Ltd.(SAFL)

Manbhawan, Ktm, Nepal; Ph: 01-5535158

RTS: Self
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Financial Highlights (3rd quarter, 2073/074)

Earning Per Share
20.35
Net Asset Per Share
650.25
Net Worth Per Share
149.72
Paid up Capital(Rs in '000')
664737
Reserve and Surplus(Rs in '000')
330485
Operating Profit(Rs in '000')
103874
Net Profit(Rs in '000')
101437
Price Earning Ratio
11.11
Liquidity Ratio
43.09
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
99
Listed Share
6647376
Market Capitalization

Sagarmatha Finance Limited (SAFAL) is one of the leading finance company in Nepal promoted by highly prominent business personalities/groups and reputed individuals of the country who have excelled in their field of business/profession with very good integrity and social standings. SAFAL is incorporated under the Company Act, 2063 and Bank and Financial Institutions Act, 2063. The company is licensed by Central Bank of Nepal, Nepal Rastra Bank to carry out financial transactions as a “C” Class Financial Institution on 5th Bhadra 2062 and is carrying out its operation since 13th Bhadra 2062.

Contact Information
Address
Manbhawan, Ktm, Nepal
Phone
01-5535158
E-Mail
info@smb.com.np
RTS
Self
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 664737.6 369298.7 369298.7
Reserve Surplus 330485.09 268975.06 230567.77
Noncontrolling Interest - - -
Debenture Bond - - -
Loans Borrowing - 250000 -
Deposit Liability 3263612.83 3218729.79 3055458.62
Domestic Currency 3263612.83 3218729.79 3055458.62
Foreign Currency - - -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability - - -
Other Liabilities 63648.51 82486.86 111210.96
Non Controlling interest - - -
Total Liabilities 4322484.03 4189490.41 3766536.05
Cash Balance 1406415.45 1000568.15 674177.17
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice - - -
Investments 228272.13 311374.98 339099.89
Loan Advances 2578180.18 2781866.2 2653533.74
Real Estate Loan 41876.8 41877 49203
Residential Real Estate Loan - - -
Business Complex and Residential Apartment Construction Loan - - -
Income Generating Commerical Complex Loan - - -
Other Real Estate Loan 41876.8 41877 49203
Personal Home Loan of Ten Million or Less 654887.4 713955.94 615412.16
Margin Type Loan 127548.19 286433.01 239054.46
Term Loan 978851.78 960970.27 961610.61
Overdraf or TR Loan or WC Loan 494854.27 495788 501227.97
Other 280161.74 282841.98 287025.54
Fixed Assets 32714.32 32058.91 31971.93
Non Banking Assets - - -
Other Assets 78901.95 63622.17 67753.32
Total Assets 4324484.03 4189490.41 3766536.05
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 304201.99 182867.14 73979.14
Interest Expenses 166332.69 100113.46 49516.09
Net Interest Income 137869.3 82753.68 24463.05
Fees Commission and Discount 3729.21 3513.79 8.4
Other Operating Income 15345.67 17613.35 11158.58
Foreign Exchange - - -
Total Operating Income 156944.18 103880.82 36455.03
Staff Expenses 26285.49 17008.99 9584.39
Operating Profit Before Provision 105619.87 70838.18 19861.39
Provision for Possible Losses - 32347.08 1698.32
Operating Profit 105619.87 38491.1 18163.07
Non Operating Income 46493.58 49797.87 46657.29
Write Back Provision for Possible Losses 7286.89 - 1698.32
Profit from Regular Activities 159400.34 88288.97 66518.68
Extra Ordinary Income - - -
Profit Before Bonus and Taxes 159400.34 88288.97 66518.68
Provision for Staff Bonus 14491.12 8026.27 4680.42
Provision for Income Tax 43473.37 24078.81 14041.26
Non Controlling Interest - - -
Net Profit and Loss 101435.85 56183.89 47797
Captila Fund to RAW - 18.79 18.6
Non Performing Loan to Total Loan - 2.67 4.53
Total loan loss Provision to Total NPL - 134.89 103.76
Cost of Fund as per NRB Directive - 6.7 6.2
Credit to Deposit Ratio as Per NRB Directive - 75.72 76.94
Base Rate - 9.7 9.44
Average Yield on Loans and Advance and Investment as Per NRB Directive - - -
Net Interest Spread as Per NRB Directive - 5.35 5.71
Other Operating Expenses 25038.82 16033.65 7009.25
ROE - - -
ROA - - -
Liquidity Ratio - - -
EPS - - -
PE Ratio - - -
Net Worth Per Share - - -
Assets Per Share - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Mar 14, 2016234758.89
2Dec 05, 2018247746.93
3Jun 10, 201023051.75
4May 24, 2017220361.55
5May 13, 2014198436.19
6Jan 25, 20161991,289.52