Reliance Finance Ltd.(RLFL)

Putalisadak, Ktm, Nepal; Ph: 01-4223117

RTS: Sunrise Capital Ltd.
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Financial Highlights (4th quarter, 2073/074)

Earning Per Share
21.44
Net Asset Per Share
802.18
Net Worth Per Share
132.61
Paid up Capital(Rs in '000')
512571
Reserve and Surplus(Rs in '000')
169998
Operating Profit(Rs in '000')
84285
Net Profit(Rs in '000')
109881
Price Earning Ratio
9.89
Liquidity Ratio
36.43
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
5125716
Market Capitalization

Reliance Lotus Finance Limited is a ‘C’ Class Financial institution, incorporated in 2066 B.S, licensed by Nepal Rastrya Bank, to undertake financial services in the country. It started its operations in 18th Mangshir 2066 as 84th Finance Company of Nepal under the Bank and Financial Institution (BAFIA) Act 2063. The registered office of the Company is located in Kathmandu Metropolitan City, Ward No. 31, at Pradarsani Marg, BJ Bhawan opposite to Padmodaya School. The company has its branch office at New Road in Kathmandu. It also has its branch offices at Pokhara, Narayangarh, and at Besisahar in Lamjung.

Contact Information
Address
Putalisadak, Ktm, Nepal
Phone
01-4223117
E-Mail
info@reliancenepal.com.com
In Thousands4th Quarter
(except for per share items)2073/074
Share Capital 512571
Reserve Surplus 169988
Noncontrolling Interest -
Debenture Bond 0
Loans Borrowing 46600
Deposit Liability 3233001
Domestic Currency 3233001
Foreign Currency 0
Bills Payable -
Proposed Dividend -
Income Tax Liability 49059
Other Liabilities 154063
Non Controlling interest -
Total Liabilities 4165293
Cash Balance 1177712
Balance with NRB -
Balance with Banks or Financial Institutions -
Money at call and Short Notice 0
Investments 141197
Loan Advances 2652522
Real Estate Loan 320819
Residential Real Estate Loan 47351
Business Complex and Residential Apartment Construction Loan 0
Income Generating Commerical Complex Loan 0
Other Real Estate Loan 273468
Personal Home Loan of Ten Million or Less 308962
Margin Type Loan 48275
Term Loan 751401
Overdraf or TR Loan or WC Loan 19116
Other 1203949
Fixed Assets 21906
Non Banking Assets 10254
Other Assets 161702
Total Assets 4165293
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter
(except for per share items)2073/074
Interest Income 109881 356090
Interest Expenses 222953
Net Interest Income 133137
Fees Commission and Discount 798
Other Operating Income 23351
Foreign Exchange 0
Total Operating Income 157286
Staff Expenses 30503
Operating Profit Before Provision 91252
Provision for Possible Losses 6967
Operating Profit 84285
Non Operating Income 87172
Write Back Provision for Possible Losses 1214
Profit from Regular Activities 172671
Extra Ordinary Income 0
Profit Before Bonus and Taxes 172671
Provision for Staff Bonus 15687
Provision for Income Tax 47092
Non Controlling Interest -
Net Profit and Loss -
Captila Fund to RAW 21.74
Non Performing Loan to Total Loan 1.65
Total loan loss Provision to Total NPL 155.81
Cost of Fund as per NRB Directive 9.32
Credit to Deposit Ratio as Per NRB Directive 67.74
Base Rate 12.9
Average Yield on Loans and Advance and Investment as Per NRB Directive 0
Net Interest Spread as Per NRB Directive 0
Other Operating Expenses 35532
ROE 0
ROA 0
Liquidity Ratio 36.43
EPS 21.44
PE Ratio 9.89
Net Worth Per Share 132.61
Assets Per Share 802.18
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 2018133741.37
2Jul 10, 2014122134.20
3Dec 06, 2018133459.45
4Dec 11, 201196961.73
5May 30, 2011110110.00
6Dec 06, 2018104218.40