Purnima Bikas Bank Ltd.(PURBL)

Siddharthanagar, Rupandehi, Nepal; Ph: 071-520856

RTS: Siddhartha Capital Ltd.
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
14.21
Net Asset Per Share
700.2
Net Worth Per Share
126.14
Paid up Capital(Rs in '000')
525031.41
Reserve and Surplus(Rs in '000')
137217.1
Operating Profit(Rs in '000')
113038.39
Net Profit(Rs in '000')
74588.87
Price Earning Ratio
12.04
Liquidity Ratio
40.93
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
4404825
Market Capitalization

Purnima Bikas Bank Limited (PBBL) is a Regional Level Development Bank having its Head Office in Siddharthanagar, Bhairahawa, Rupandehi, Nepal. The Bank has been registered under the Company Act 2063 (Bikram Era) with a mandate to operate as a Development Bank within the framework of Bank & Financial Institution Act 2063 (Bikram Era). The Bank has been established with the aim of collecting idle sources of funds and lending it to different and productive sector by providing employment opportunity for overall economic development of the country through effortless, reliable and quality banking service. Zeal of the promoters and experienced & qualitative management team, the bank is expected to serve Nepalese people with great pleasure and professionalism. The Bank is being promoted by local and national level professionals like industrialists, academicians, businessmen, ex-servicemen, bankers etc.

Contact Information
Address
Siddharthanagar, Rupandehi, Nepal
Phone
071-520856
E-Mail
info@purnimabank.com
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 352385.13 352385.13 201708.72
Reserve Surplus 123902.67 95161.83 114986.55
Noncontrolling Interest - - -
Debenture Bond - - -
Loans Borrowing - - -
Deposit Liability 2355197.92 2432539.98 2403279.54
Domestic Currency 2355197.92 2432539.98 2403279.54
Foreign Currency - - -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 32304.78 - 7361.41
Other Liabilities 68953.6 89838.86 86036.68
Non Controlling interest - - -
Total Liabilities 2932744.1 2969925.8 2813372.9
Cash Balance 826082.23 858046.34 923520.99
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice - - -
Investments 16339.37 17385.86 14538.56
Loan Advances 2031250.45 2046369.05 1833613.16
Real Estate Loan 138577.62 165604.3 107553.75
Residential Real Estate Loan - - -
Business Complex and Residential Apartment Construction Loan - - -
Income Generating Commerical Complex Loan - - -
Other Real Estate Loan 138577.62 165604.3 107553.75
Personal Home Loan of Ten Million or Less 127047.56 136380.76 129908.75
Margin Type Loan 250 250 250
Term Loan 783000.15 814248.33 753709.46
Overdraf or TR Loan or WC Loan 944507.12 902561.66 842191.19
Other 37868 27324 -
Fixed Assets 16958.48 15924.37 17400.6
Non Banking Assets - - -
Other Assets 42113.57 32200.18 24299.59
Total Assets 2932744.1 2969925.8 2813372.9
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 229098.51 144707.39 63580.63
Interest Expenses 87009.45 57269.4 29061.96
Net Interest Income 142089.06 87437.99 34518.67
Fees Commission and Discount 1176.01 742.92 348.37
Other Operating Income 16522.75 13003.8 6484.5
Foreign Exchange - - -
Total Operating Income 159787.82 101184.71 41351.54
Staff Expenses 18331.67 11466.87 6345.33
Operating Profit Before Provision 123384.05 77554.87 4738.63
Provision for Possible Losses 5506.45 4729.34 20267.59
Operating Profit 117877.6 72825.53 3431.98
Non Operating Income 573.27 456.33 -
Write Back Provision for Possible Losses - 4.83 156.25
Profit from Regular Activities 118450.87 73286.69 26835.6
Extra Ordinary Income - - -
Profit Before Bonus and Taxes 118450.87 73286.69 26991.55
Provision for Staff Bonus 10768.26 6662.43 2453.8
Provision for Income Tax 32304.78 19987.28 7361.41
Non Controlling Interest - - -
Net Profit and Loss 75377.83 46636.98 17176.63
Captila Fund to RAW - 18.47 14.37
Non Performing Loan to Total Loan - 0.31 0.38
Total loan loss Provision to Total NPL - 365.61 307.24
Cost of Fund as per NRB Directive - 4.87 4.97
Credit to Deposit Ratio as Per NRB Directive - 72.51 69.75
Base Rate - 7.9 -
Average Yield on Loans and Advance and Investment as Per NRB Directive - - 12.65
Net Interest Spread as Per NRB Directive - - 7.68
Other Operating Expenses 18072.1 12162.97 26835.6
ROE - - -
ROA - - -
Liquidity Ratio - - -
EPS - - -
PE Ratio - - -
Net Worth Per Share - - -
Assets Per Share - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 20181593,194.12
2Dec 06, 2018175806.49
3Apr 13, 2014176-
4Dec 06, 2018118309.39
5Dec 06, 20181391,888.28
6Jun 14, 201212688.68