Prabhu Bank Ltd.(PRVU)

Prabhu Building, Babarmahal, Kathmandu, Nepal; Ph: 977-1-4788500

RTS: Self
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Financial Highlights (1st quarter, 2074/075)

Earning Per Share
17.05
Net Asset Per Share
0
Net Worth Per Share
147.04
Paid up Capital(Rs in '000')
5881402
Reserve and Surplus(Rs in '000')
2766473
Operating Profit(Rs in '000')
237190
Net Profit(Rs in '000')
259739
Price Earning Ratio
22.17
Liquidity Ratio
23.50
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
58814020
Market Capitalization

Prabhu Bank is one of the renowned banks of Nepal, established under Banks and Financial Institutions Act, 2063 to provide banking and financial services. With 112 branches in both established and faster growing markets throughout the nation, we aim to be where growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper and ultimately helping people to fulfill their hopes and realize their ambitions.

Listed on Nepal Stock Exchange, shares in Prabhu are held by over 57,500 shareholders nationwide.

We serve more than 650,000 customers nationwide through our business like Personal Banking, Business Banking, Infrastructure financing and other financial services. Our network covers 32 districts and we aim to be acknowledged as one of the nation’s leading bank.

Prabhu Bank is named after successful merger of four banks and financial institutions, Kist Bank Limited, Prabhu Bikas Bank Limited, Gaurishankar Development Bank Limited and Zenith Finance Company Limited on 15th September 2014. The convergence of corporate culture between these four institutions resulted in a successful merger and now has become a key player in the market having 112 footprints throughout the nation.

The Bank is one of the largest private sector banks in the country in terms of footprints, ATM network, customer base and number of staffs. The existing branch network covers almost all parts of the country i.e Major financial centers, Terai, Mountain and remote areas of the country, even in that place where no any banking institution has reached before.

Kist Bank Ltd. & Prabhu Bikash Bank Ltd.& Gaurishankar Development Ltd.& Zenith Finance Ltd merged in swap ratio 97.31 :107.31 :107.31 :92.31. Joint transcation date is 2014-09-15

Contact Information
Address
Prabhu Building, Babarmahal, Kathmandu, Nepal
Phone
977-1-4788500
E-Mail
info@prabhubank.com
RTS
Self
In Thousands2nd Quarter1st Quarter4th Quarter3rd Quarter
(except for per share items)2074/0752074/0752073/0742073/074
Share Capital 6533414 5881402 5881402 5881402
Reserve Surplus 3107104 2766473 2051535 1892548
Noncontrolling Interest - - - -
Debenture Bond - 0 0 -
Loans Borrowing 1042875 1223501 252387 76497
Deposit Liability - 82843426 81349540 71602950
Domestic Currency 84676829 81244764 79757438 70067708
Foreign Currency 1451207 1598662 1592102 1535242
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability - 0 0 -
Other Liabilities 4092150 4085979 4323499 4424573
Non Controlling interest - - - -
Total Liabilities 100903579 96800781 93858363 83877970
Cash Balance 11487987 8825005 13493669 11376991
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 201800 300000 900000 850000
Investments 9476490 12833188 11692107 5823909
Loan Advances - 66767951 61979529 59594614
Real Estate Loan 5266226 5332656 5003898 5357038
Residential Real Estate Loan 748536 732489 690500 844010
Business Complex and Residential Apartment Construction Loan 896009 966353 1030999 1053864
Income Generating Commerical Complex Loan 181609 136999 137043 145992
Other Real Estate Loan 3740072 3496814 3145357 3313172
Personal Home Loan of Ten Million or Less 9533116 9065494 8899207 8709702
Margin Type Loan 2221387 2343321 22361264 2191282
Term Loan 18107019 16724042 14270138 12035648
Overdraf or TR Loan or WC Loan 23206004 21287568 20245637 20780638
Other 2130536 12014870 11199384 10520306
Fixed Assets 2130536 2143131 2153654 2144437
Non Banking Assets 429995 481891 518301 552434
Other Assets 5538916 5449616 3121103 3535585
Total Assets 100903579 96800781 93858363 83877970
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands2nd Quarter1st Quarter4th Quarter3rd Quarter
(except for per share items)2074/0752074/0752073/0742073/074
Interest Income 3814616 1854098 5487060 3758041
Interest Expenses 2606619 1340644 -2957637 1806363
Net Interest Income 1207997 513454 2529423 1951678
Fees Commission and Discount 121056 75278 182987 128546
Other Operating Income 232283 106049 436596 315531
Foreign Exchange 111436 71350 190461 138350
Total Operating Income 1672772 766582 3339467 2534105
Staff Expenses 477028 262766 -810537 533920
Operating Profit Before Provision 840620 348346 1719635 1464079
Provision for Possible Losses 245090 111156 -349899 291470
Operating Profit - 237190 1369736 1172609
Non Operating Income 12863 8541 40196 38665
Write Back Provision for Possible Losses 512491 130638 1721751 1400458
Profit from Regular Activities 1120883 376369 3131682 2611732
Extra Ordinary Income 171935 0 -349352 -305783
Profit Before Bonus and Taxes 948948 376369 2782330 2305949
Provision for Staff Bonus 86268 34215 252939 209632
Provision for Income Tax 227727 91415 777814 650457
Non Controlling Interest - - - -
Net Profit and Loss 634953 250739 1751576 1445860
Captila Fund to RAW 11.24 11.02 11.05 11.06
Non Performing Loan to Total Loan 4.12 4.23 4.29 4.32
Total loan loss Provision to Total NPL 79.63 89.06 94.14 107.27
Cost of Fund as per NRB Directive - 6.55 0 -
Credit to Deposit Ratio as Per NRB Directive 75.24 75.05 71.1 71.81
Base Rate 9.71 9.8 10.51 8.26
Average Yield on Loans and Advance and Investment as Per NRB Directive - 10.23 8.46 3.74
Net Interest Spread as Per NRB Directive 4.1 3.83 3.27 7.78
Other Operating Expenses 355124 155469 -809296 536106
ROE 13.17 11.6 22.08 -
ROA 1.26 1.04 1.87 -
Liquidity Ratio 22.53 23.5 30.25 -
EPS 21.59 17.05 29.78 -
PE Ratio 11.58 22.17 13.63 -
Net Worth Per Share 163.92 147.04 134.88 -
Assets Per Share 250 1645.88 1595.85 -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 201824014,326.79
2Apr 03, 2014207-
3Jun 28, 2012228-
4Nov 10, 2013215-