Om Development Bank Ltd.(ODBL)

Chipledhunga, Pokhara; Ph: 061-521505

RTS: NIBL ACE Capital Market Ltd.
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
14.12
Net Asset Per Share
910.37
Net Worth Per Share
127
Paid up Capital(Rs in '000')
2515236
Reserve and Surplus(Rs in '000')
679066
Operating Profit(Rs in '000')
404312
Net Profit(Rs in '000')
266286
Price Earning Ratio
12.96
Liquidity Ratio
26.48
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
10528495
Market Capitalization

Om Development is a certified development bank as per the Bank and Financial organization Act 2063 and Company Act 2063 from Nepal Rasta Bank as ‘Kha’ graded.

People involved in industries, business, education, health, engineering, banking, financial organization, British Gurkha, development project management and social service are promoters of the bank. The bank is committed to fulfill all the financial requirements of the people from different walk of lives very simply, fast and in a straightforward manner.

Located in the financial hub of the iconic beauty, Pokhara City’s Chipledhunga, this Bank is a combination of human skill and modern technologies which will provide modern banking facilities in a safe and sound way.

All our services will be leading to satisfy customers and give them optimum outcome.  Therefore our role will be focused on being a dependable and reliable financial mediator to our customers on securing their capital and adding to their wealth.  It is our strong conviction that secures capital and productive use of it is the way of creating wealthy society and supporting economic growth of the country.

Contact Information
Address
Chipledhunga, Pokhara
Phone
061-521505
E-Mail
info@ombank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 1878696.99 1360281.6 1360281.6 1052849.5
Reserve Surplus 758659.7 532793.93 457314.85 607987.68
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - - -
Deposit Liability 16061429.22 13614266.04 12995083 12325915.18
Domestic Currency 16061429.22 13614266.04 12995083 12325915.18
Foreign Currency 0 - - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 3548.6 2485.63 20345.5 13349.5
Other Liabilities 514669.86 423410.72 356606.41 448844.79
Non Controlling interest - - - -
Total Liabilities 19217004.37 15933237.92 15189631.36 14448946.65
Cash Balance 4142800.06 3538383.45 3013401.01 2726071.59
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 - - -
Investments 677194.2 582312.22 520490.23 488638.37
Loan Advances 14059764.56 11552967.87 11345235.16 10780562.95
Real Estate Loan 1917807.8 1630444.25 1687941.44 1698186.23
Residential Real Estate Loan 764685.55 701845.3 753149.32 703625.8
Business Complex and Residential Apartment Construction Loan 10992.29 15000 18600 18600
Income Generating Commerical Complex Loan 46650.38 24394.2 18811.83 9159.27
Other Real Estate Loan 1095479.58 889204.75 897380.29 966801.16
Personal Home Loan of Ten Million or Less 2083274.01 1711774.37 1777377.37 1772585
Margin Type Loan 145321.2 77571.61 74401.1 56669.92
Term Loan 610494.21 483965.05 543523.77 435173.63
Overdraf or TR Loan or WC Loan 1514852.26 1401896.3 1415028.34 1169455.57
Other 7788015.07 6247316.29 5846963.14 5548572.6
Fixed Assets 161311.41 114308.85 106446.58 133675.89
Non Banking Assets 0 - - 4622.71
Other Assets 175934.15 145265.53 204058.38 315375.14
Total Assets 19217004.37 15933237.92 15189631.36 14448946.65
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 1831169.88 1077623.1 674830.22 290018.06
Interest Expenses 954552.47 544912.14 321635.46 156838.65
Net Interest Income 876617.41 532710.96 353194.76 133179.41
Fees Commission and Discount 18103.04 10520.29 6987.62 5202.66
Other Operating Income 101949.16 62370.64 51477.62 24312.72
Foreign Exchange 2.88 - - -
Total Operating Income 996672.49 605601.89 411660 162694.79
Staff Expenses 144588.04 69694.52 47750.14 26749.92
Operating Profit Before Provision 700967.02 460658.44 320959.9 18262.06
Provision for Possible Losses 42649.79 60937.64 38518.65 117682.81
Operating Profit 658317.23 399720.8 282441.25 80043.88
Non Operating Income 22811.72 17834.14 16503.71 14559.94
Write Back Provision for Possible Losses 0 - - -
Profit from Regular Activities 681128.94 417554.94 298944.96 521983.87
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 681128.94 417554.94 298944.96 52198.87
Provision for Staff Bonus 61920.81 37959.54 27176.82 4745.35
Provision for Income Tax 185762.44 113878.62 81530.45 14236.05
Non Controlling Interest - - - -
Net Profit and Loss 433445.69 265716.78 190237.69 33217.47
Captila Fund to RAW 17.19 15.48 14.47 13.63
Non Performing Loan to Total Loan 0.9 1.28 1.26 1.96
Total loan loss Provision to Total NPL 173.13 149.49 139.25 111.43
Cost of Fund as per NRB Directive 8.26 7.67 5.38 5.29
Credit to Deposit Ratio as Per NRB Directive 75.23 74.54 76.64 77.08
Base Rate 11.43 10.59 8.35 8.05
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - -
Net Interest Spread as Per NRB Directive 4.89 5.55 6.3 6.06
Other Operating Expenses 151117.44 75248.93 42949.96 37638.93
ROE 22.01 - - -
ROA 0 - - -
Liquidity Ratio 29.05 - - -
EPS 26.37 - - -
PE Ratio 23.86 - - -
Net Worth Per Share 160.43 - - -
Assets Per Share 1168.96 - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Nov 26, 20152101,702.26
2Jul 10, 2018231725.16
3Mar 14, 20172192,912.61
4Apr 13, 2014176-
5Feb 06, 2011179-
6Jul 13, 20141761,025.11