NMB Bank Ltd.(NMB)

Babarmahal, Kathmandu, Nepal; Ph: 977-1-4246160

RTS: NMB Capital Ltd.
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
29.09
Net Asset Per Share
0
Net Worth Per Share
187.21
Paid up Capital(Rs in '000')
6461774
Reserve and Surplus(Rs in '000')
5635417
Operating Profit(Rs in '000')
1690150
Net Profit(Rs in '000')
1410016
Price Earning Ratio
15.29
Liquidity Ratio
25.36
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
64617744
Market Capitalization

NMB Bank Limited licensed as “A” class financial institution by Nepal Rastra Bank in May 2008 has been operating in the Nepalese Financial market for over twenty years and is one of the leading commercial banks in the banking industry.

The Bank has a Joint Venture Agreement with Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden (FMO), wherein FMO holds 20% of the Bank’s shares and is the largest shareholder of the Bank. In September 2016, the Bank signed a Joint Venture Agreement with Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden (FMO), the Dutch development bank following which FMO became the single largest share holder of the Bank.  The alliance with FMO positions the NMB Bank in becoming the market leader in managing environmental & social risks and the leading player in renewable energy and agribusiness

NMB Bank Ltd. & Pathibhara Bikas Bank Ltd. & Bhrikuti Bikas Bank Ltd. & Clean Energy Development Ltd. & Prudential Finance Co Ltd. merged with swap ratio 1 :0.67 :0.87 :0.75 :0.43 and the joint transcation date is 2015-10-18

Contact Information
Address
Babarmahal, Kathmandu, Nepal
Phone
977-1-4246160
E-Mail
info@nmb.com.np
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Share Capital 6461774 6461774 6461774 5430062
Reserve Surplus 4676754 4269440 3955121 4544322
Noncontrolling Interest - - - -
Debenture Bond 500000 500000 500000 500000
Loans Borrowing 2803041 1165906 1316671 717671
Deposit Liability 71949770 73224063 71150992 68797983
Domestic Currency 68699853 70344693 67016643 66370966
Foreign Currency 3249387 2879370 4134349 2427017
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 1104967 1245353 1094048 1082322
Non Controlling interest - - - -
Total Liabilities 87496306 86866536 84478606 81072360
Cash Balance 10085906 12282214 10507095 8135040
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 772641 407885 1321086 359451
Investments 11331605 10585921 9900387 11461008
Loan Advances 62875295 61219060 60242197 58936994
Real Estate Loan 3297677 4252085 4134084 4046290
Residential Real Estate Loan 974665 1494268 1188655 1280140
Business Complex and Residential Apartment Construction Loan 213043 212683 257461 299387
Income Generating Commerical Complex Loan 9260 8733 11529 11654
Other Real Estate Loan 2100708 2536401 2676439 2455109
Personal Home Loan of Ten Million or Less 7326442 6773594 6610424 6397413
Margin Type Loan 847802 1032508 1198548 1295592
Term Loan 11175161 10618683 9978661 10405081
Overdraf or TR Loan or WC Loan 19573384 17189976 18060432 17397560
Other 20654829 21352214 20260048 19395058
Fixed Assets 1479778 1452316 1415356 1367671
Non Banking Assets 0 0 - -
Other Assets 951080 919139 1092485 812196
Total Assets 87496306 86866536 84478606 81072360
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands1st Quarter4th Quarter3rd Quarter1st Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Interest Income 1955508 6073521 4206200 1318866
Interest Expenses 1338436 3505347 2349482 644425
Net Interest Income 617072 2568174 1856718 674441
Fees Commission and Discount 125836 360630 230458 123880
Other Operating Income 91832 288030 236332 77789
Foreign Exchange 72462 208514 160434 61890
Total Operating Income 902201 3425349 2483942 938000
Staff Expenses 197332 598460 418696 191572
Operating Profit Before Provision 553825 2167810 1607307 145035
Provision for Possible Losses 90774 183553 437783 178070
Operating Profit 463051 1984257 1169524 423323
Non Operating Income 1324 53612 49411 27205
Write Back Provision for Possible Losses 211706 223565 499846 160680
Profit from Regular Activities 676080 2261434 1718781 611208
Extra Ordinary Income 33189 88124 78287 -
Profit Before Bonus and Taxes 709269 2349558 1797068 611208
Provision for Staff Bonus 64479 213596 163370 55564
Provision for Income Tax 193437 624575 490109 164852
Non Controlling Interest - - - -
Net Profit and Loss 451353 1511386 1143589 390792
Captila Fund to RAW 13.8 13.85 13.57 14.03
Non Performing Loan to Total Loan 1.67 1.66 1.68 1.82
Total loan loss Provision to Total NPL 129.26 133.82 130.61 136.58
Cost of Fund as per NRB Directive 7.14 5.06 4.69 3.83
Credit to Deposit Ratio as Per NRB Directive 77.84 74.9 70.81 76.53
Base Rate 10.21 10.12 8.95 6.63
Average Yield on Loans and Advance and Investment as Per NRB Directive 10.4 8.95 4.24 7.93
Net Interest Spread as Per NRB Directive 3.26 3.89 8.41 3.96
Other Operating Expenses 156045 659079 457939 -
ROE 16.4 16.39 - -
ROA 2.01 1.87 - -
Liquidity Ratio 23.92 28.14 - -
EPS 27.94 27.69 - -
PE Ratio 17.36 19.68 - -
Net Worth Per Share 172.38 166.07 - -
Assets Per Share 1354.06 1591.53 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 201835723,892.57
2Dec 06, 201839427,468.89
3Dec 24, 20154018,023.34
4Dec 06, 201829920,444.13
5Dec 06, 201830520,819.66
6Dec 06, 201831518,246.11