Namaste Bittiya Sanstha Ltd.(NBSL)

Ghorahi, Dang, Nepal; Ph: 082-561659

RTS: NMB Capital Ltd.
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Financial Highlights (4th quarter, 2073/074)

Earning Per Share
16.26
Net Asset Per Share
550.2
Net Worth Per Share
130.22
Paid up Capital(Rs in '000')
84000
Reserve and Surplus(Rs in '000')
25386
Operating Profit(Rs in '000')
21414
Net Profit(Rs in '000')
13659
Price Earning Ratio
33.82
Liquidity Ratio
57.05
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
840000
Market Capitalization

Namaste Bittiya Sanstha Limited (NBSL) was incorporated as a public limited company at the office of the Company Registrar On 2063-07-03 under registration on 980/2063-64 with on authorized capital of Rs 2 corers. Under Bank & Financial Institution Act-2063, Nepal Rastra Bank granted license to Namaste Bittiya Sanstha Ltd. classifying it’s as a “C” class Licensed institution on 2064-02-27 under license no “C”/75/063-64. NBSL commenced its financial operation with effect from 2064-03-25 with one central office at Ghorahi Dang. It is promoted by prominent personalities and reputed individual having high social standing and managed by a team of experienced bankers & professionals.

Contact Information
Address
Ghorahi, Dang, Nepal
Phone
082-561659
E-Mail
info@nbsl.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 84000 83204.9 46500 46500
Reserve Surplus 25386.99 20526.05 15735.07 11132.51
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - - -
Deposit Liability 343705.7 346163.46 341766.62 379952.85
Domestic Currency 343705.7 346163.46 341766.62 379952.85
Foreign Currency 0 - - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 331.42 - - -
Other Liabilities 8741.95 10660.99 31129.65 9542.62
Non Controlling interest - - - -
Total Liabilities 462166.06 460555.4 435131.34 447127.98
Cash Balance 16893.34 15527.15 13713.39 14871.93
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 179196.11 179315.25 149702.64 164028.78
Investments 0 - - -
Loan Advances 263735.08 258662.69 259396.27 264674.53
Real Estate Loan 297.31 950.77 2019.88 772.08
Residential Real Estate Loan 0 - - -
Business Complex and Residential Apartment Construction Loan 0 - - -
Income Generating Commerical Complex Loan 0 - - -
Other Real Estate Loan 297.31 950.77 2019.88 772.08
Personal Home Loan of Ten Million or Less 87810.73 80125.25 77337.47 85968.43
Margin Type Loan 0 - - -
Term Loan 49734.89 61444.74 61122.7 61205.42
Overdraf or TR Loan or WC Loan 0 - - -
Other 125892.15 116141.93 118916.22 116728.6
Fixed Assets 358.19 689.28 679.78 670.78
Non Banking Assets 0 - - -
Other Assets 1983.34 6361.03 11639.26 2881.96
Total Assets 462166.06 460555.4 435131.34 447127.98
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 53295.83 39938.32 25767.69 12686.3
Interest Expenses 24623.99 18640.21 12828.53 6726.57
Net Interest Income 28671.84 21298.11 12939.16 5959.73
Fees Commission and Discount 101.25 78.59 51.69 5
Other Operating Income 4294.23 3200.28 2134.52 7124.31
Foreign Exchange 0 - - -
Total Operating Income 33067.32 24576.98 15125.37 7124.31
Staff Expenses 6613.84 3388.18 2367.11 1355.56
Operating Profit Before Provision 22222.79 19318.8 11736.32 5146.15
Provision for Possible Losses 808.78 269.44 215.65 -
Operating Profit 21414 19049.36 11520.67 5146.15
Non Operating Income 0 - - -
Write Back Provision for Possible Losses 0 - - -
Profit from Regular Activities 21414 19049.36 11520.67 5146.15
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 21414 19049.36 11520.67 5146.15
Provision for Staff Bonus 1946.73 1731.76 1047.33 389.82
Provision for Income Tax 5807.35 5195.28 3142 1169.47
Non Controlling Interest - - - -
Net Profit and Loss 13659.93 12122.32 7331.34 3586.86
Captila Fund to RAW 33.44 32.13 18.36 16.86
Non Performing Loan to Total Loan 0.72 0.73 0.71 0.91
Total loan loss Provision to Total NPL 261.27 235.15 239.97 208.63
Cost of Fund as per NRB Directive 6.81 6.76 6.8 6.62
Credit to Deposit Ratio as Per NRB Directive 59.33 58.5 65.32 61.66
Base Rate 10.83 9.8 9.77 9.75
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - -
Net Interest Spread as Per NRB Directive 0 - - -
Other Operating Expenses 4230.69 1870 1021.94 622.6
ROE 0 - - -
ROA 0 - - -
Liquidity Ratio 57.05 56.29 - -
EPS 16.26 19.43 - -
PE Ratio 33.82 28.31 - -
Net Worth Per Share 130.22 124.67 - -
Assets Per Share 550.2 553.52 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Sep 25, 20166001,399.37
2Aug 20, 2007451-