Nepal Bank Ltd.(NBL)

Dharmapath, Kathmandu, Nepal; Ph: +977 1 4247999 / 4239888

RTS: Civil Capital Market Ltd.
As on

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Volume
Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
42.27
Net Asset Per Share
281
Net Worth Per Share
184.6
Paid up Capital(Rs in '000')
8042662
Reserve and Surplus(Rs in '000')
6803794
Operating Profit(Rs in '000')
4213696
Net Profit(Rs in '000')
3399718
Price Earning Ratio
6.65
Liquidity Ratio
24.65
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
80359548
Market Capitalization

Nepal Bank Limited, The first bank of Nepal was established in November 15, 1937 A.D (Kartik, 30, 1994). It was formed under the principle of Joint venture (Joint venture between govt. & general public). NBL's authorized capital was Rs. 10 million & issued capital Rs. 2.5 million of which paid-up capital was Rs. 842 thousand with 10 shareholders. The bank has been providing banking through its branch offices in the different geographical locations of the country.

Contact Information
Address
Dharmapath, Kathmandu, Nepal
Phone
+977 1 4247999 / 4239888
E-Mail
info@nepalbank.com.np
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Share Capital 8042662 8042662 7459559 6499478
Reserve Surplus 4759372 3510758 2764765 2263504
Noncontrolling Interest - - - -
Debenture Bond 0 0 0 -
Loans Borrowing 16162 12495 428225 300031
Deposit Liability 92720739 93944014 83954700 84833963
Domestic Currency 92378051 93633398 83644324 84554157
Foreign Currency 342688 310616 310376 279806
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 0 -
Other Liabilities 15543886 7195552 11545307 12387216
Non Controlling interest - - - -
Total Liabilities 121082821 112705481 106152556 106284192
Cash Balance 11700339 17951012 10754769 7306265
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 3800000 1200000 0 -
Investments 17979491 12163503 9728672 13680842
Loan Advances 73695712 74372887 74209486 70815546
Real Estate Loan 3832092 3313586 3398550 3485692
Residential Real Estate Loan 163738 247106 253442 259940
Business Complex and Residential Apartment Construction Loan 583936 318657 326828 335208
Income Generating Commerical Complex Loan 569433 155579 159568 163660
Other Real Estate Loan 2514985 2592244 2658712 2726884
Personal Home Loan of Ten Million or Less 4975158 5581809 5779086 5634764
Margin Type Loan 1684792 1708480 1649017 1677249
Term Loan 18619733 19212118 19216813 18749980
Overdraf or TR Loan or WC Loan 30259942 32381749 32385059 30137332
Other 14323996 12175145 11780960 11130529
Fixed Assets 445372 437177 422147 433441
Non Banking Assets 119519 120190 130700 132456
Other Assets 13342387 6460712 10906783 13915643
Total Assets 121082821 112705481 106152556 106284193
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Interest Income 2036715 7562262 3219560 5263772 3309407
Interest Expenses 642689 1728360 1190346 763093
Net Interest Income 1394025 5833902 4073426 2546314
Fees Commission and Discount 206163 376106 259935 183541
Other Operating Income 94168 414637 306047 216315
Foreign Exchange 48084 121512 78949 49499
Total Operating Income 1742441 6746156 4718358 2995669
Staff Expenses 612360 2356203 1680211 1125391
Operating Profit Before Provision 958174 3730145 2552243 1572863
Provision for Possible Losses 229951 520265 351612 189034
Operating Profit 728223 3209880 2200631 1383829
Non Operating Income 473014 1248913 1243568 1193213
Write Back Provision for Possible Losses 292916 251357 304729 271355
Profit from Regular Activities 1494153 4710150 3748928 2848397
Extra Ordinary Income 4453 237403 120260 69409
Profit Before Bonus and Taxes 1498605 4947553 3869188 2917806
Provision for Staff Bonus 111008 362900 283017 216131
Provision for Income Tax 416279 1365093 1070318 806598
Non Controlling Interest - - - -
Net Profit and Loss 971318 - 2515852 1895077
Captila Fund to RAW 16.59 15.61 13.52 12.21
Non Performing Loan to Total Loan 3.42 3.17 2.85 2.85
Total loan loss Provision to Total NPL 99.27 109 110.48 109.02
Cost of Fund as per NRB Directive 2.77 1.97 1.91 1.96
Credit to Deposit Ratio as Per NRB Directive 69.84 70.79 79.16 75.89
Base Rate 6.9 6.29 5.93 6.32
Average Yield on Loans and Advance and Investment as Per NRB Directive 8.91 8.96 8.54 7.99
Net Interest Spread as Per NRB Directive 4.97 4.98 4.96 4.97
Other Operating Expenses 171906 659808 485904 297415
ROE 31.9 35.25 46.52 -
ROA 3.21 2.86 3.16 -
Liquidity Ratio 32.59 29.89 21.11 -
EPS 48.32 40.03 44.97 -
PE Ratio 28.97 9.09 9.23 -
Net Worth Per Share 159.18 143.65 137.06 -
Assets Per Share 1505.51 1401.35 1423.04 -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 201829920,444.13
2Dec 06, 201830520,819.66
3Dec 06, 201831518,246.11
4Dec 06, 201824014,115.36
5Dec 06, 201824014,326.79