Muktinath Bikas Bank Ltd.(MNBBL)

Kamaladi, Kathmandu, Nepal; Ph: +977-01-4168683, 4168685, 4168686

RTS: NIBL ACE Capital Market Ltd.
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
22
Net Asset Per Share
1116.22
Net Worth Per Share
130.54
Paid up Capital(Rs in '000')
2591763
Reserve and Surplus(Rs in '000')
804619
Operating Profit(Rs in '000')
657640
Net Profit(Rs in '000')
427572
Price Earning Ratio
18
Liquidity Ratio
24.51
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
2039-08-05
Listed Status
Yes
Face Value
100
Listed Share
15426323
Market Capitalization

Muktinath Bikas Bank Limited (MNBBL) is another renowned name in Nepalese banking sector. Established on Poush 19, 2063 B.S., Muktinath Bikas Bank Limited has obtained permission from Nepal Rastra Bank to operate as a ""B"" class regional level financial institution, At present the Bank has been upgraded as National Level development Bank from regional level by way of acquisition to Dhading based development Bank Civic Development Bank Limited. The central office of the Bank is situated at Pokhara-9, Prithvichowk of Kaski District. It has a special wing for Micro-Credit finance which is a model for micro banking activities throughout the development banks in Nepal. The Bank is committed for good corporate governance practices and banking activities with prudent banking culture. It has been offering various products and services for its customer with competitive rate in market. It has been able to provide diversified service (Modern Banking, Limited Banking and Microfinance) backed by the latest technology. At present MNBBL is one of the largest National Level Development Bank with Branch Network of 28 modern banking branches, 20 limited banking branches, and 45 microfinance desks with depositor's base of more than 1 lakh 74 thousand customers. We are in the process of opening more branches in this fiscal year and are contemplating to start internet banking in near future. Muktinath team is always determined to provide services which are supreme in the industry.

Contact Information
Address
Kamaladi, Kathmandu, Nepal
Phone
+977-01-4168683, 4168685, 4168686
E-Mail
info@muktinathbank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 1545837.86 1542716.26 1531350.19 1040377.55
Reserve Surplus 776088.57 634897.59 444025.69 603127.25
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - 400000 -
Deposit Liability 16775223.46 15148364.96 14582139.1 12881759.27
Domestic Currency 16775223.46 15148364.96 14582139.1 12881759.27
Foreign Currency 0 - - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 - - 27689.64
Other Liabilities 663206.51 606071.22 516316.44 499748.96
Non Controlling interest - - - -
Total Liabilities 19760356.4 15754436.18 17473831.42 15052702.67
Cash Balance 1816096.77 1451029.12 1193172.1 1357159.22
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 1987630.08 1638158.05 2212255.51 1295279.22
Investments 166920.95 184821.48 485966.22 234939.89
Loan Advances 15316388.51 14174619.37 13094043.8 11441405.16
Real Estate Loan 711709.45 761481.14 719985.39 646047.83
Residential Real Estate Loan 0 - - -
Business Complex and Residential Apartment Construction Loan 0 - - -
Income Generating Commerical Complex Loan 41282.05 30004.11 - -
Other Real Estate Loan 670427.4 731477.03 719985.39 646047.83
Personal Home Loan of Ten Million or Less 1657477.73 2030285.25 1951510.55 1839093.38
Margin Type Loan 0 - - -
Term Loan 2660520.58 2493429.66 2423333.87 2142207.87
Overdraf or TR Loan or WC Loan 2815974.37 2496334.9 2361505 2023074.68
Other 7470706.37 6393088.42 5637708.99 4790981.4
Fixed Assets 398928.27 357837.05 328868.29 321625.91
Non Banking Assets 0 - - -
Other Assets 74391.83 125584.96 159525.5 402293.27
Total Assets 19760356.4 17932050.03 17473831.42 15052702.67
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 1880946.42 1290012.91 776679.11 361083.01
Interest Expenses 850137.9 558945.59 316323.45 148476.5
Net Interest Income 1030808.53 731067.32 460355.66 212606.51
Fees Commission and Discount 39369.39 23162.66 13605.59 4228.83
Other Operating Income 181452.92 135251.13 92556.59 45636.2
Foreign Exchange 0 - - -
Total Operating Income 1251630.85 889481.11 566517.84 262471.54
Staff Expenses 250441.69 172160.95 115282.64 57754.71
Operating Profit Before Provision 796265.99 584288.35 372885.16 35962.33
Provision for Possible Losses 56717.72 47568.42 39121.08 168754.5
Operating Profit 739548.27 536719.93 333764.08 25158.34
Non Operating Income 33826.14 20830.04 14646.59 11339.87
Write Back Provision for Possible Losses 5995.16 - - -
Profit from Regular Activities 779369.57 557549.97 348410.67 154936.03
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 779369.57 557549.97 348410.67 154936.03
Provision for Staff Bonus 70851.78 50686.36 31673.7 14085.09
Provision for Income Tax 212201.58 151738.39 93516.97 41144.48
Non Controlling Interest - - - -
Net Profit and Loss 496316.21 355125.22 223220 99706.46
Captila Fund to RAW 14.96 - 13.56 12.77
Non Performing Loan to Total Loan 0.02 - 0.18 0.18
Total loan loss Provision to Total NPL 5433.48 - 603.87 628.96
Cost of Fund as per NRB Directive 7.66 - 5.62 4.96
Credit to Deposit Ratio as Per NRB Directive 70.52 - 79.11 78.79
Base Rate 11.68 - 9.78 9.01
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - 26.35
Net Interest Spread as Per NRB Directive 0 - 8.21 -
Other Operating Expenses 204923.16 133031.81 78350.04 143596.16
ROE 0 - - -
ROA 0 - - -
Liquidity Ratio 22.67 - - -
EPS 32.11 - - -
PE Ratio 30.24 - - -
Net Worth Per Share 149.8 - - -
Assets Per Share 1278.29 - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Apr 20, 20173404,825.17
2Apr 20, 2016349522.52
3Oct 27, 20163462,560.70
4Apr 23, 2015270403.68
5Nov 29, 2015267129.23
6Sep 29, 2014314314.00