Manjushree Financial Institution Ltd.(MFIL)

New Baneshower, Ktm, Nepal; Ph: 01-4782517

RTS: ACE Capital Ltd.
As on

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Volume
Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
12.06
Net Asset Per Share
910.15
Net Worth Per Share
116.92
Paid up Capital(Rs in '000')
804060
Reserve and Surplus(Rs in '000')
136024
Operating Profit(Rs in '000')
126341
Net Profit(Rs in '000')
97009
Price Earning Ratio
9.70
Liquidity Ratio
30.31
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
7243785
Market Capitalization

Manjushree is a established finance company with a vision to become the country’s premier financial institution known for its expertise and services in providing superior financial solutions to you. Equipped with a strong capital base, a team of competent and dedicated management professionals, strong IT infrastructure and systems, wider and deeper connections in the market, Manjushree now stands as a very modern and efficient financial institution. It provides customer- focused financial services to you in a very friendly environment. Promoted by a team of eminent people with long experience and reputation in banking, business, government, education and development sectors, Manjushree is committed to lead in meeting your financial needs and expectations. It optimizes all its strengths, expertise, advices and services in a very flexible and effective manner in serving your financial needs.

Contact Information
Address
New Baneshower, Ktm, Nepal
Phone
01-4782517
E-Mail
info@manjushreefinance.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 724379 623901 285741 250650
Reserve Surplus 97717 64746 195087 128355
Noncontrolling Interest - - - -
Debenture Bond 0 0 - -
Loans Borrowing 275893 677900 837900 827900
Deposit Liability 3584602 3256475 3188247 2637033
Domestic Currency 3584602 3256475 3188247 2637033
Foreign Currency 0 0 - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 214527 214707 189141 113004
Non Controlling interest - - - -
Total Liabilities 4897118 4837729 4696116 3956942
Cash Balance 904868 1221171 1497996 1486983
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 0 - -
Investments 70000 100000 50000 -
Loan Advances 3700977 3313893 2970597 2323885
Real Estate Loan 299620 265835 265716 225513
Residential Real Estate Loan 31087 31148 43032 77548
Business Complex and Residential Apartment Construction Loan 0 0 - -
Income Generating Commerical Complex Loan 2301 2376 2451 25513
Other Real Estate Loan 266233 232311 220233 145414
Personal Home Loan of Ten Million or Less 1080992 957008 854317 614269
Margin Type Loan 323688 303012 275830 281563
Term Loan 978311 848029 758510 592060
Overdraf or TR Loan or WC Loan 605848 556184 684051 317357
Other 412517 383825 132173 293123
Fixed Assets 43416 25194 20028 19919
Non Banking Assets 41346 41346 41346 41346
Other Assets 136512 136126 116149 84809
Total Assets 4897118 4837729 4696116 3956942
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 441991 288532 167360 69863 9084
Interest Expenses 286227 198619 107775 48009
Net Interest Income 155714 89913 59585 21854
Fees Commission and Discount 6005 2270 1306 96
Other Operating Income 27923 20633 14889 5021
Foreign Exchange 0 0 - -
Total Operating Income 189642 112815 75780 26971
Staff Expenses 28061 19163 12193 6536
Operating Profit Before Provision 124098 71118 49400 14893
Provision for Possible Losses 24984 14966 13460 1946
Operating Profit 99114 56152 35940 12947
Non Operating Income 1913 1328 1328 1328
Write Back Provision for Possible Losses 0 0 - -
Profit from Regular Activities 101027 57480 37268 14275
Extra Ordinary Income 0 0 - -
Profit Before Bonus and Taxes 101027 57480 37268 14275
Provision for Staff Bonus 9184 5225 3388 1298
Provision for Income Tax 27553 15676 10164 3893
Non Controlling Interest - - - -
Net Profit and Loss 64290 36578 23716 -
Captila Fund to RAW 20.15 18.55 14.11 13.97
Non Performing Loan to Total Loan 1.98 2.71 2.63 3033
Total loan loss Provision to Total NPL 146.34 125.18 124.82 108.47
Cost of Fund as per NRB Directive 9.75 10.63 7.64 7.05
Credit to Deposit Ratio as Per NRB Directive 78.82 78.74 79.93 75.79
Base Rate 12.78 13.22 9.63 8.66
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 0 - -
Net Interest Spread as Per NRB Directive 4.67 4.24 4.03 4.16
Other Operating Expenses 37483 22534 14187 5542
ROE 0 0 - -
ROA 0 0 - -
Liquidity Ratio 20.22 20.92 - -
EPS 8.88 7.82 - -
PE Ratio 17.68 24.3 - -
Net Worth Per Share 113.49 110.38 - -
Assets Per Share 676.04 775.4 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 2018133459.45
2Dec 07, 2014144464.21
3Oct 11, 2017145687.89
4Dec 06, 2018117599.71
5Dec 06, 2018104218.40
6Jul 10, 2014122134.20