Machhapuchhre Bank Ltd.(MBL)

MBL Tower, Lazimpat Kathmandu; Ph: +977 -1-4428556

RTS: Self
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Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
0
Net Asset Per Share
0
Net Worth Per Share
0
Paid up Capital(Rs in '000')
8055693
Reserve and Surplus(Rs in '000')
2188718
Operating Profit(Rs in '000')
1840838
Net Profit(Rs in '000')
1210679
Price Earning Ratio
0
Liquidity Ratio
0
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
97
Listed Share
73905244
Market Capitalization

Machhapuchchhre Bank Limited registered in 1998 as the first regional commercial bank from the western region of Nepal. The 'A' class commercial bank started its banking operations from its own head office located in the foothills of Machhapuchchhre Mountain peak in the picturesque town of Pokhara since year 2000.                                                                                        

The Bank facilitates its customer needs by delivering the best of services in combination with the latest state of the art technologies and prudent international practices. The Bank is the pioneer in introducing the latest technology in the banking industry in the country. It is the first bank to introduce centralized banking software, GLOBUS BANKING SYSTEM of Temenos NV, Switzerland.  The bank provides modern banking facilities such as Any Branch Banking, Internet Banking, Mobile  Banking, Safe Deposit Locker facilities, Utility Bill payment (Telephone & Mobile), ATM (VISA Debit Cards ) to its valued customers. Besides these, the Bank is providing 365 Days banking and Evening Counter services to the customers through many of its offices.

The Bank has been promoted by highly renowned Non-Residential Nepalese, prominent business man and industrialists with a vision and dedication to provide the best financial products and services in the most efficient and professional manner.                                                              

Now with a paid up capital of over 4.66 billion rupees, 56 Branch Offices 1 Extension Counter, and 73 ATMs spread all across the country, it is one of the full fledged national level commercial banks operating in Nepal. It takes pride in having its own buildings for its Corporate Office in Lazimpat, Head Office in Naya Bazar, Pokhara, and Branch offices in Jomsom, Baglung and Damauli.

Contact Information
Address
MBL Tower, Lazimpat Kathmandu
Phone
+977 -1-4428556
E-Mail
machbank@mbl.com.np
RTS
Self
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Share Capital 8039619 6598700 6598700 4666430
Reserve Surplus 1228127 2516724 1758407 2423893
Noncontrolling Interest - - - -
Debenture Bond 0 0 - -
Loans Borrowing 168327 160703 633978 341816
Deposit Liability 60301298 58629077 58048106 58240220
Domestic Currency 58905355 57214540 57214493 57229942
Foreign Currency 1395943 1414537 833613 1010278
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 2319941 1685977 1696400 1911226
Non Controlling interest - - - -
Total Liabilities 72057311 69591181 68735591 67583585
Cash Balance 8353999 9676312 8344260 7226897
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 0 - -
Investments 7199994 6132981 5098598 6384757
Loan Advances 54421881 51866770 53058958 51853541
Real Estate Loan 3845579 3480229 3489068 3421025
Residential Real Estate Loan 751293 699564 718508 701826
Business Complex and Residential Apartment Construction Loan 309728 261467 216748 207011
Income Generating Commerical Complex Loan 618550 354001 362177 368681
Other Real Estate Loan 2166007 2165198 2191635 2143507
Personal Home Loan of Ten Million or Less 6126795 6170924 6273475 6171432
Margin Type Loan 229608 121132 36420 34476
Term Loan 6489308 6091862 5668592 5905807
Overdraf or TR Loan or WC Loan 15902199 13441988 14333078 15064109
Other 21828392 22560636 23258325 21256692
Fixed Assets 700167 628142 669324 660712
Non Banking Assets 0 0 - -
Other Assets 1381269 1286975 1564451 1457680
Total Assets 72057311 69591181 68735591 67583587
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Interest Income 1715768 5116209 3581498 2197855
Interest Expenses 1103632 2791035 1829887 1076766
Net Interest Income 612136 2325174 1751611 1121089
Fees Commission and Discount 31287 122742 91149 52545
Other Operating Income 73915 309055 233028 180765
Foreign Exchange 38398 133253 102289 63982
Total Operating Income 755737 2890223 2178077 1418381
Staff Expenses 157077 499067 368544 245321
Operating Profit Before Provision 492749 1916124 1476262 956615
Provision for Possible Losses 84325 136029 145075 107420
Operating Profit 408424 1780096 1331187 849195
Non Operating Income 450 120139 94506 1358
Write Back Provision for Possible Losses 33640 134655 135900 37006
Profit from Regular Activities 442564 2034890 1561593 887559
Extra Ordinary Income 50 17931 17933 16500
Profit Before Bonus and Taxes 442546 2052822 1579526 904059
Provision for Staff Bonus 40233 186620 143593 82187
Provision for Income Tax 121372 565171 430779 246561
Non Controlling Interest - - - -
Net Profit and Loss 280959 1301031 1005154 575311
Captila Fund to RAW 16.63 17.48 16.3 13.81
Non Performing Loan to Total Loan 0.45 0.37 0.36 0.35
Total loan loss Provision to Total NPL 301.54 358.95 370.28 327.89
Cost of Fund as per NRB Directive 7.17 4.82 4.26 3.79
Credit to Deposit Ratio as Per NRB Directive 79.53 76.58 71.95 79.59
Base Rate 10.48 10.29 8.3 6.98
Average Yield on Loans and Advance and Investment as Per NRB Directive 11.34 11.48 10.35 9.02
Net Interest Spread as Per NRB Directive 3.9 4.27 4.84 4.68
Other Operating Expenses 105911 475032 333271 216445
ROE 12.13 14.27 - -
ROA 1.56 1.87 - -
Liquidity Ratio 24.86 26.29 - -
EPS 14.35 23.98 - -
PE Ratio 22.93 15.02 - -
Net Worth Per Share 115.28 136.44 - -
Assets Per Share 896.28 1054.62 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Apr 03, 2014207-
2Jun 28, 2012228-
3Nov 10, 2013215-
4Dec 06, 201818913,648.00
5Dec 06, 20181999,311.33
6Dec 06, 20181867,534.34