Laxmi Bank Ltd.(LBL)

Hattisar, Kathmandu, Nepal; Ph: 977-1-4444684

RTS: Laxmi Capital Market Ltd.
As on

Rs.
,
Tran.
Volume
Amount
  Buy  Sell  Hold

Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
13.64
Net Asset Per Share
0
Net Worth Per Share
126.38
Paid up Capital(Rs in '000')
8221667
Reserve and Surplus(Rs in '000')
2169151
Operating Profit(Rs in '000')
1109414
Net Profit(Rs in '000')
802633
Price Earning Ratio
17.96
Liquidity Ratio
17.23
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
74736338
Market Capitalization
Company description currently unavailable.
Contact Information
Address
Hattisar, Kathmandu, Nepal
Phone
977-1-4444684
E-Mail
info@laxmibank.com
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Share Capital 8219653 7472412 3159030 3039229
Reserve Surplus 2138382 2182759 4329849 3626729
Noncontrolling Interest - - - -
Debenture Bond 400000 400000 400000 400000
Loans Borrowing 638171 257875 1200000 -
Deposit Liability 58645840 59320404 57801175 55554818
Domestic Currency 55594934 56760852 55295428 52766829
Foreign Currency 3050905 2559552 2505747 2787989
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 1329135 1270363 1165602 988034
Non Controlling interest - - - -
Total Liabilities 71371181 70903814 68055656 63608810
Cash Balance 4576084 6120775 6324171 6752474
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 117690 148498 909403
Investments 9481738 9439808 8412900 6947030
Loan Advances 54948284 52733336 50217635 46710110
Real Estate Loan 1895219 2165410 1697958 1645943
Residential Real Estate Loan 385364 585246 566578 531675
Business Complex and Residential Apartment Construction Loan 369929 382964 81624 96235
Income Generating Commerical Complex Loan 568557 607220 590154 612031
Other Real Estate Loan 571369 589979 459602 406002
Personal Home Loan of Ten Million or Less 2784760 2503984 2410993 2339438
Margin Type Loan 1697145 1797931 1653051 1650754
Term Loan 11125368 10530262 9186820 8324837
Overdraf or TR Loan or WC Loan 19501112 16888231 17180518 18048743
Other 17944679 18847518 18088295 14700395
Fixed Assets 1167859 1156151 1118002 1075151
Non Banking Assets 0 0 - -
Other Assets 1197216 1336053 1834450 1214643
Total Assets 71371181 70903814 68055656 63608811
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands1st Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Interest Income 1608874 4682811 1878038 58220
Interest Expenses 1125502 3028184 1101522 889521
Net Interest Income 483373 1654627 776516 509432
Fees Commission and Discount 68321 270939 113922 380089
Other Operating Income 48537 227163 103661 54294
Foreign Exchange 57809 194087 88423 55788
Total Operating Income 658040 2346815 1082522 44215
Staff Expenses 120313 41382 182658 534386
Operating Profit Before Provision 419450 1456073 681050 84265
Provision for Possible Losses 234598 97476 191547 100590
Operating Profit 184851 1358596 489503 159923
Non Operating Income 96556 160872 86486 189608
Write Back Provision for Possible Losses 0 49084 49084 23863
Profit from Regular Activities 281407 1568552 625073 -
Extra Ordinary Income -12711 6769 13546 213471
Profit Before Bonus and Taxes 268696 1575322 638619 -
Provision for Staff Bonus 24427 143211 58056 213471
Provision for Income Tax 73281 429633 174169 19406
Non Controlling Interest - - - -
Net Profit and Loss 170988 1002477 406394 -
Captila Fund to RAW 13.37 14.19 10.89 135845
Non Performing Loan to Total Loan 1.78 0.93 1.31 10.88
Total loan loss Provision to Total NPL 110.91 173.52 149.91 1.68
Cost of Fund as per NRB Directive 7.46 0 5.25 119.61
Credit to Deposit Ratio as Per NRB Directive 78.86 71.76 77.69 4.27
Base Rate 10.66 10.33 7.58 78.95
Average Yield on Loans and Advance and Investment as Per NRB Directive 10.4 10.14 8.89 6.73
Net Interest Spread as Per NRB Directive 2.94 3.39 3.65 8.12
Other Operating Expenses 118277 477361 218814 -
ROE 6.84 11.69 - -
ROA 0.96 1.44 - -
Liquidity Ratio 19.53 21.31 - -
EPS 8.24 25.43 - -
PE Ratio 40.17 15.34 - -
Net Worth Per Share 126 129.21 - -
Assets Per Share 868.3 948.87 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
Board of Directors
Mr. Shambhu P. Achary Chairman
Mr. Dinesh Poudel Director
SNTraded DateLast PriceMkt Cap (Mil)
1Jun 28, 2012228-
2Dec 12, 201824514,409.43
3Dec 12, 201824714,744.65
4Dec 12, 201821815,454.41
5Apr 03, 2014207-
6Nov 10, 2013215-