Kamana Sewa Bikas Bank Ltd.(KSBBL)

Pokhara, Kaski, Nepal; Ph: 061-539672

RTS: NMB Capital Ltd.
As on

Rs.
,
Tran.
Volume
Amount
  Buy  Sell  Hold

Financial Highlights (2nd quarter, 2074/075)

Earning Per Share
0
Net Asset Per Share
0
Net Worth Per Share
0
Paid up Capital(Rs in '000')
2062769
Reserve and Surplus(Rs in '000')
964210
Operating Profit(Rs in '000')
160615
Net Profit(Rs in '000')
136017
Price Earning Ratio
Liquidity Ratio
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
6616048
Market Capitalization

Kamana Bikas Bank limited is established to provide finincial support to different productive and needy sectors by collecting the small and large savings all around the country for the overall development of the nation under the free economy policy of the Nepal government. We are first development bank of Lekhnath and ""KHA"" class institution licensed by Nepal Rastra Bank. The head office of Kamana Bikas Bank is located in ward no 7 dandakonak of lekhnath municipality which is garden city of seven Lakes. Agriculture, tourism, business, service and industry are the major target areas for lending. Beside these Kamana Bikas Bank helps to find, establish, develop and finance productive sector which is base for nation building. We have set a priority to develop tourism industry all over Nepal including pokhara and lekhnath. Promoted by professionals of bank, financial institution and educational sector, Kamana Bikas Bank provides easy, fast and convenient service to our valued customer using modern technology and experienced staff family. Development of Nepal is impossible without the development of the villages so special programmes are given importance for rural places by this Bank.

Contact Information
Address
Pokhara, Kaski, Nepal
Phone
061-539672
E-Mail
info@kamanasewabank.com
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 804379 661605 661605
Reserve Surplus 285999 384589 327655
Noncontrolling Interest - - -
Debenture Bond - - -
Loans Borrowing - - -
Deposit Liability 6707398 6890796 6905274
Domestic Currency 6707398 6890796 6905274
Foreign Currency - - -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 62034 43098 15355
Other Liabilities 218428 208508 -
Non Controlling interest - - 206606
Total Liabilities 8078238 8188596 8116495
Cash Balance 1614606 1746478 1744346
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice - - -
Investments 102780 122339 122817
Loan Advances 6201283 6186190 6142961
Real Estate Loan 592890 616451 605302
Residential Real Estate Loan - - -
Business Complex and Residential Apartment Construction Loan - - -
Income Generating Commerical Complex Loan 29218 29691 -
Other Real Estate Loan 563672 586760 605302
Personal Home Loan of Ten Million or Less 1069868 1131189 1160306
Margin Type Loan 3771 1474 4404
Term Loan 1753708 1823527 1779232
Overdraf or TR Loan or WC Loan 1352446 1317974 1370364
Other 1428600 1295575 1223351
Fixed Assets 68256 72868 74224
Non Banking Assets - - -
Other Assets 91313 60721 32147
Total Assets 8078238 8188596 8116495
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 587523 384294 185515
Interest Expenses 279051 176623 90367
Net Interest Income 308472 207671 95117
Fees Commission and Discount 6178 3895 1969
Other Operating Income 32856 27135 16308
Foreign Exchange - - -
Total Operating Income 347506 238701 113394
Staff Expenses 50417 33376 17228
Operating Profit Before Provision 257088 176407 12793
Provision for Possible Losses 37105 25884 83372
Operating Profit 219983 150523 33677
Non Operating Income 6916 6945 6605
Write Back Provision for Possible Losses 558 557 -
Profit from Regular Activities 227457 158025 56300
Extra Ordinary Income - - -
Profit Before Bonus and Taxes 227457 158025 56300
Provision for Staff Bonus 20678 14366 5118
Provision for Income Tax 62034 43099 15355
Non Controlling Interest - - -
Net Profit and Loss 144745 100560 35828
Captila Fund to RAW 16.4 14.3 14.66
Non Performing Loan to Total Loan 1.78 1.48 1.92
Total loan loss Provision to Total NPL 116.43 127.84 103.86
Cost of Fund as per NRB Directive 7.36 5.6 5.24
Credit to Deposit Ratio as Per NRB Directive 74.5 78.05 77.92
Base Rate 10.61 8.66 8.18
Average Yield on Loans and Advance and Investment as Per NRB Directive - - -
Net Interest Spread as Per NRB Directive 5.29 5.72 6.23
Other Operating Expenses 40001 28918 49696
ROE - - -
ROA - - -
Liquidity Ratio 24.07 - -
EPS 17.99 - -
PE Ratio 19.73 - -
Net Worth Per Share 135.56 - -
Assets Per Share 1004.28 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 20181391,888.28
2Dec 23, 20151331,194.25
3Feb 25, 2013147-
4Dec 06, 2018118309.39
5Sep 29, 2011126-
6Dec 06, 2018109109.00