Kankai Bikas Bank Ltd.(KNBL)

Damak, Jhapa, Nepal; Ph: 023-584749

RTS: Siddhartha Capital Ltd.
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
8.04
Net Asset Per Share
461.7
Net Worth Per Share
109.1
Paid up Capital(Rs in '000')
500000
Reserve and Surplus(Rs in '000')
75684
Operating Profit(Rs in '000')
36688
Net Profit(Rs in '000')
30161
Price Earning Ratio
16.66
Liquidity Ratio
41.82
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
1630800
Market Capitalization

Kankai Bikas Bank Limited is registered at ""Company Register Office"" under Company act 2063 and is licensed by Nepal Rastra Bank under banking and financial act 2063 as 'B' class bikas bank.The bank started its operation since 2064 Baisakh 20. The bank is promoted by a group of experienced and highly motivated individuals from all groups. The promoters include; professional bankers, Doctors,Entrepreneurs, Educationalists and Technocrats. Besides, more number of promoters includes from damak muncipality. The bank's central office is located in Damak muncipality, Jhapa,the mid eastern part of Nepal. At present the banks working area is Jhapa, Illam & Morang districts. The bank is committed to ease the banking procedures to the customers through its quality services. Since the bank is located in the rural area, it is dedicated to serve those people who are deprived of banking facilities with simple but modernized banking system.Its gaining the popularity for quick simple banking.

Contact Information
Address
Damak, Jhapa, Nepal
Phone
023-584749
E-Mail
kbbl@kankaibank.com.np
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 150000 150000 125000
Reserve Surplus 54359 46121 58341
Noncontrolling Interest - - -
Debenture Bond 0 - -
Loans Borrowing 0 300000 200150
Deposit Liability 1426837 1371535 1324863
Domestic Currency 1426837 1371535 1324863
Foreign Currency 0 - -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 13484 9953 -
Other Liabilities 37729 46408 35668
Non Controlling interest - - -
Total Liabilities 1682409 1924017 1744022
Cash Balance 75746 144957 145481
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice 388809 567176 455491
Investments 426 370 2100
Loan Advances 1151145 1169181 1089786
Real Estate Loan 32125 32646 18196
Residential Real Estate Loan 0 - -
Business Complex and Residential Apartment Construction Loan 0 - -
Income Generating Commerical Complex Loan 0 - -
Other Real Estate Loan 32125 32646 18196
Personal Home Loan of Ten Million or Less 103787 103400 101822
Margin Type Loan 0 - -
Term Loan 639641 625369 571143
Overdraf or TR Loan or WC Loan 250814 252271 255762
Other 124778 155495 142863
Fixed Assets 26834 22076 19761
Non Banking Assets 0 - -
Other Assets 39449 20257 31403
Total Assets 1682409 1924017 1744022
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 44971.45 84204 38256
Interest Expenses 20464.93 30844 14023
Net Interest Income 24506.52 53360 24233
Fees Commission and Discount 1120.03 1225 631
Other Operating Income 3184.31 6494 3331
Foreign Exchange 0 - -
Total Operating Income 28810.86 61079 28195
Staff Expenses 10574.55 12377 6741
Operating Profit Before Provision 8985.9 38545 4598
Provision for Possible Losses 16360.17 2038 16856
Operating Profit -7374.27 36507 3260
Non Operating Income 188.73 - -
Write Back Provision for Possible Losses 22425.01 - 410
Profit from Regular Activities 15239.48 36507 14006
Extra Ordinary Income 0 -14 -
Profit Before Bonus and Taxes 15239.48 36493 14006
Provision for Staff Bonus 1385.41 3318 1273
Provision for Income Tax 0 9953 3820
Non Controlling Interest - - -
Net Profit and Loss 13854.07 23222 8913
Captila Fund to RAW 17.6 14.34 14.32
Non Performing Loan to Total Loan 7.07 0.41 0.95
Total loan loss Provision to Total NPL 61.31 312.47 151.13
Cost of Fund as per NRB Directive 5.82 4.98 4.63
Credit to Deposit Ratio as Per NRB Directive 66.07 75.54 73
Base Rate 0 - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - -
Net Interest Spread as Per NRB Directive 0 9.03 9.68
Other Operating Expenses 9250.4 10157 13596
ROE 0 - -
ROA 0 - -
Liquidity Ratio 38.9 - -
EPS 18.47 - -
PE Ratio 15.81 - -
Net Worth Per Share 85.06 - -
Assets Per Share 599.47 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 12, 20181381,874.70
2Jun 14, 201212688.68
3Dec 11, 2018120314.63
4Sep 07, 201199-
5Dec 11, 2018110110.00
6Dec 12, 2018115242.65