Kasthamandap Development Bank Ltd.(KDBL)

New Road, KTM, Nepal; Ph: 01-4258400

RTS: Sunrise Capital Ltd.
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Financial Highlights (3rd quarter, 2073/074)

Earning Per Share
18.21
Net Asset Per Share
1074.68
Net Worth Per Share
149.45
Paid up Capital(Rs in '000')
835918
Reserve and Surplus(Rs in '000')
430081
Operating Profit(Rs in '000')
201511
Net Profit(Rs in '000')
152246
Price Earning Ratio
Liquidity Ratio
31.74
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
6799273
Market Capitalization

Kasthamandap Development Bank Limited is established under the Bank and Financial Institution Act, 2063 in Kathmandu Municipality of Kathmandu district as a national level development bank. The working area of the bank as per the guidelines of the Central Bank, will be whole Nepal. The bank will thus, be effortive in performing its banking activities and other commercial and economical activities. Kasthamandap Development Bank Ltd has been in operation in Nepal since 2007/10/25 A.D. It was registered as private sector promoted public limited company operation with paid up capital of NRs 320 million. The main promoter of this development bank has 70 % shares and 30% of shares owned by Nepalese public. KDBL enjoys the status of Nepalese private sector promoted development bank currently operating in Nepal. KDBL has its head office at Pako New Road, Kathmandu. This development bank has 19 branches (including head office) and 8 ATMs scattered in different places in the country. This development bank covers 11 districts of Nepal. The districts covered are Baglung, Chitwan, Gulmi, Kaski, Kathmandu, Lalitpur, Morang, Myagdi, Parbat, Rupandehi and Solukhumbu respectively.

Contact Information
Address
New Road, KTM, Nepal
Phone
01-4258400
E-Mail
kdbl@kdbl.com.np
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 835918 679897 679897
Reserve Surplus 430082 379565 512822
Noncontrolling Interest - - -
Debenture Bond - - -
Loans Borrowing 12360 513192 362816
Deposit Liability 7609479 7831953 7194473
Domestic Currency 7607992 7830673 7193227
Foreign Currency 1487 1280 1245
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 5236 21285 -
Other Liabilities 90369 80362 177560
Non Controlling interest - - -
Total Liabilities 8983444 9506254 8927568
Cash Balance 2235038 2780510 2380209
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice - - -
Investments 203739 201692 201528
Loan Advances 6380477 6339127 6011190
Real Estate Loan 484440 452050 512875
Residential Real Estate Loan 110664 68828 68626
Business Complex and Residential Apartment Construction Loan - - 49500
Income Generating Commerical Complex Loan - - -
Other Real Estate Loan 373776 383222 394750
Personal Home Loan of Ten Million or Less 1077202 1101059 980913
Margin Type Loan 327313 330146 345053
Term Loan 1837675 1799396 1636440
Overdraf or TR Loan or WC Loan 2158785 2226784 2132431
Other 495062 429692 403478
Fixed Assets 54460 99695 97867
Non Banking Assets - - -
Other Assets 109730 85230 236774
Total Assets 8983444 9506254 8927568
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 577644 353840 165458
Interest Expenses 303965 174445 85155
Net Interest Income 273679 179395 80303
Fees Commission and Discount 7429 5447 1937
Other Operating Income 39795 20981 8985
Foreign Exchange 1004 1093 222
Total Operating Income 321907 206916 91449
Staff Expenses 49920 35003 19896
Operating Profit Before Provision 201510 125177 20808
Provision for Possible Losses - 35579 50744
Operating Profit 201510 89598 24431
Non Operating Income 6316 6316 6316
Write Back Provision for Possible Losses 31415 63944 46478
Profit from Regular Activities 239241 159858 79109
Extra Ordinary Income - - -
Profit Before Bonus and Taxes 239241 159858 79109
Provision for Staff Bonus 21749 14533 7192
Provision for Income Tax 65248 43598 21575
Non Controlling Interest - - -
Net Profit and Loss 152244 101727 50342
Captila Fund to RAW - 14.29 16.02
Non Performing Loan to Total Loan - 0.9 0.98
Total loan loss Provision to Total NPL - 167.7 170.21
Cost of Fund as per NRB Directive - 5.32 4.79
Credit to Deposit Ratio as Per NRB Directive - 72.53 73.49
Base Rate - 8.41 7.98
Average Yield on Loans and Advance and Investment as Per NRB Directive - - -
Net Interest Spread as Per NRB Directive - - -
Other Operating Expenses 70477 46736 26314
ROE - - -
ROA - - -
Liquidity Ratio - - -
EPS - - -
PE Ratio - - -
Net Worth Per Share - - -
Assets Per Share - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Sep 29, 20165234,124.28
2Oct 06, 20165001,376.47
3Dec 06, 20185703,454.89
4Jan 06, 2014435190.25
5Jun 14, 2016468411.09