Kailash Bikas Bank Ltd.(KBBL)

Newplaza, KTM, Nepal; Ph: 01-4443034

RTS: Global IME Capital Limited
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
20.68
Net Asset Per Share
995.69
Net Worth Per Share
136.92
Paid up Capital(Rs in '000')
2520636
Reserve and Surplus(Rs in '000')
930699
Operating Profit(Rs in '000')
460322
Net Profit(Rs in '000')
390930
Price Earning Ratio
11.07
Liquidity Ratio
26.63
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
2041-02-03
Listed Status
Yes
Face Value
100
Listed Share
22914872
Market Capitalization

Kailash Bikas Bank Limited is one of the largest national level development banks of Nepal in terms of assets, deposits, profits & branches catering to large customer base. The Bank has earned accolades in recognition to its services and overall performance & has been bejewelled with glorious awards from NRB, ICAN and PCCI in the history of Nepali Financial Institutions. We have completed 21 consecutive successful years, and are operating in 22nd year now. Ever since inception, the Bank has been rendering outstanding services to its' clients from different walks of life. Corporate governance, transparency, long term growth and likes has always been high priority of the Management which in turn has yield secured profit, sustained growth and smooth operation of the Bank.We have been providing services through our 25 branches & 14 ATM machines; in and outside the valley, including internet banking, SMS banking, 365 days banking & extended evening counter. We are in the process of opening more branches in the coming fiscal year and are contemplating to start Mobile Banking and utility payment in near future. Kailash team is always determined to provide services unsurpassed in the industry.

Contact Information
Address
Newplaza, KTM, Nepal
Phone
01-4443034
E-Mail
info@kailashbank.com
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 2291487 1975420 1975420 1580336
Reserve Surplus 987366 837079 732947 994368
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - - -
Deposit Liability 17177628 16847153 15913977 15333456
Domestic Currency 17177622 16847147 15913971 15333450
Foreign Currency 6 6 6 6
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 - 9790 55799
Other Liabilities 542763 228240 244094 262947
Non Controlling interest - - - -
Total Liabilities 20999244 19887892 18876228 18226906
Cash Balance 1516716 1386102 1303283 1547083
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 3609782 2913089 2234762 1781522
Investments 577457 580036 696657 700377
Loan Advances 15041840 14683313 14324656 13723895
Real Estate Loan 1509547 1660508 1833258 1856126
Residential Real Estate Loan 260692 230851 233095 255705
Business Complex and Residential Apartment Construction Loan 0 - - -
Income Generating Commerical Complex Loan 187032 151896 149230 149439
Other Real Estate Loan 1061822 1277761 1450933 1450982
Personal Home Loan of Ten Million or Less 2146021 2079156 2088071 2001248
Margin Type Loan 673341 397548 414924 414812
Term Loan 1908637 1806674 1636476 1649197
Overdraf or TR Loan or WC Loan 3131953 3119506 3216189 3048490
Other 5672341 5619921 5135738 4754022
Fixed Assets 128979 128999 133609 128094
Non Banking Assets 0 - - -
Other Assets 124471 196353 183261 345935
Total Assets 20999244 19887892 18876228 18226906
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 1881396 1343367 838395 393661
Interest Expenses 1003711 672772 375486 181474
Net Interest Income 877685 670595 462909 212187
Fees Commission and Discount 12245 5980 3806 1602
Other Operating Income 88804 70922 51849 25859
Foreign Exchange 58 49 24 31
Total Operating Income 978791 747546 518588 239679
Staff Expenses 174131 119205 81976 43405
Operating Profit Before Provision 670479 535070 376017 31120
Provision for Possible Losses 33624 60925 33870 165154
Operating Profit 636855 474145 342147 31593
Non Operating Income 130652 85864 54901 54185
Write Back Provision for Possible Losses 28760 23248 21880 17211
Profit from Regular Activities 796266 583257 418928 204597
Extra Ordinary Income 0 - - -
Profit Before Bonus and Taxes 796266 583257 418928 204597
Provision for Staff Bonus 72388 53024 38084 18600
Provision for Income Tax 221255 162239 116981 55799
Non Controlling Interest - - - -
Net Profit and Loss 502624 367994 263863 130198
Captila Fund to RAW 20.12 17.93 16.64 16.28
Non Performing Loan to Total Loan 0.88 0.93 0.7 0.98
Total loan loss Provision to Total NPL 182.05 198.61 243.23 191.08
Cost of Fund as per NRB Directive 8.4 5.85 4.97 4.78
Credit to Deposit Ratio as Per NRB Directive 73.59 76.14 78.31 78.15
Base Rate 11.56 8.77 7.86 7.73
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - 5.83
Net Interest Spread as Per NRB Directive 4.54 5.49 - 162.93
Other Operating Expenses 134182 93271 60595 133201
ROE 18.1 - - -
ROA 0 - - -
Liquidity Ratio 31.64 - - -
EPS 21.93 - - -
PE Ratio 14.91 - - -
Net Worth Per Share 143.09 - - -
Assets Per Share 916.41 - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Nov 29, 2015267129.23
2Apr 23, 2015270403.68
3Dec 06, 20182322,558.71
4Mar 14, 20172192,912.61
5Jul 01, 2014185277.50
6Apr 06, 2017219219.00