Jebils Finance Ltd.(JEFL)

New Road, Kathmandu, Nepal; Ph: 01-4220426

RTS: Sunrise Capital Ltd.
As on

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Amount
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
0.92
Net Asset Per Share
322.52
Net Worth Per Share
114.19
Paid up Capital(Rs in '000')
606808
Reserve and Surplus(Rs in '000')
53088
Operating Profit(Rs in '000')
-1348
Net Profit(Rs in '000')
5334
Price Earning Ratio
125.00
Liquidity Ratio
46.07
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
2889563
Market Capitalization

Jebil's Finance Limited, promoted by a team of Professional Bankers, Mangers, Auditors, Businessman, Industrialists, Doctors, Lawyers, Engineers, is a Public Limited Company established under Company Act, 2063 and registered to Nepal Rastra Bank as national level ""C"" categorized financial institution under Bank & Financial Institution Act, 2063. It started it's operation from 11 Kartik 2067.

Contact Information
Address
New Road, Kathmandu, Nepal
Phone
01-4220426
E-Mail
info@jebils.com
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 288956 288956 288956 256850
Reserve Surplus 78784 61928 51408 68773
Noncontrolling Interest - - - -
Debenture Bond 0 0 - -
Loans Borrowing 15536 200000 - -
Deposit Liability 1160596 1140595 944326 940210
Domestic Currency 1160596 1140595 944326 940210
Foreign Currency 0 0 - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 - -
Other Liabilities 12641 14847 8933 12622
Non Controlling interest - - - -
Total Liabilities 1556513 1706326 1293623 1278455
Cash Balance 69156 60309 46073 43203
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 245268 485068 225140 177371
Investments 124401 109912 103464 89688
Loan Advances 1088811 997580 893978 880860
Real Estate Loan 0 0 31532 31680
Residential Real Estate Loan 0 0 - 31680
Business Complex and Residential Apartment Construction Loan 31152 31602 31532 -
Income Generating Commerical Complex Loan 0 0 - -
Other Real Estate Loan 0 0 - -
Personal Home Loan of Ten Million or Less 208650 196267 202644 205256
Margin Type Loan 251401 222647 190558 193016
Term Loan 207038 192742 198908 192569
Overdraf or TR Loan or WC Loan 112767 99596 121532 126389
Other 277803 254726 148804 131950
Fixed Assets 3698 3920 4207 4314
Non Banking Assets 0 0 - -
Other Assets 25179 49537 20761 83019
Total Assets 1556513 1706326 1293623 1278455
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 147880 101314 63014 31224
Interest Expenses 87468 57183 31124 15802
Net Interest Income 60412 44131 31890 15422
Fees Commission and Discount 575 97 - 32
Other Operating Income 8110 5247 61 34
Foreign Exchange 0 0 3875 -
Total Operating Income 69097 49475 35826 18042
Staff Expenses 14242 9764 6078 3470
Operating Profit Before Provision 39891 29841 23501 11655
Provision for Possible Losses 1634 8264 8132 7138
Operating Profit 38257 21577 15369 4517
Non Operating Income 15303 10887 351 98
Write Back Provision for Possible Losses 6626 0 - -
Profit from Regular Activities 60186 32464 15720 4615
Extra Ordinary Income 0 0 - -
Profit Before Bonus and Taxes 60186 32464 15720 4615
Provision for Staff Bonus 5471 2951 1429 420
Provision for Income Tax 18443 10097 5396 217
Non Controlling Interest - - - -
Net Profit and Loss 36271 19416 8895 3978
Captila Fund to RAW 30.8 29.09 30.17 28.3
Non Performing Loan to Total Loan 2.6 4.65 5.52 7.05
Total loan loss Provision to Total NPL 128.33 89.44 89.65 80.8
Cost of Fund as per NRB Directive 9.69 9.16 7.2 6.46
Credit to Deposit Ratio as Per NRB Directive 73.83 70.53 78.83 73.82
Base Rate 13.58 14.28 11.05 10.81
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 0 - -
Net Interest Spread as Per NRB Directive 0 0 - -
Other Operating Expenses 14964 9870 6247 2917
ROE 0 0 - -
ROA 0 0 - -
Liquidity Ratio 32.81 46.57 - -
EPS 12.55 8.96 - -
PE Ratio 21.27 37.95 - -
Net Worth Per Share 127.26 121.43 - -
Assets Per Share 562.92 620.24 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1May 30, 2011110110.00
2Dec 06, 2018104218.40
3Feb 09, 2014114224.94
4Feb 26, 201393133.32
5Dec 04, 201893169.19
6Oct 12, 201180-