Janata Bank Nepal Ltd.(JBNL)

New Baneshwor, Kathmandu, Nepal; Ph: 977-1-4786100

RTS: Kathmandu Capital Market Ltd.
As on

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Volume
Amount
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
9.59
Net Asset Per Share
828.78
Net Worth Per Share
117.13
Paid up Capital(Rs in '000')
8000786
Reserve and Surplus(Rs in '000')
1370748
Operating Profit(Rs in '000')
679763
Net Profit(Rs in '000')
575732
Price Earning Ratio
17.09
Liquidity Ratio
Fiscal YearBonus ShareCash Dividend
Sector
Commercial Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
47230258
Market Capitalization

Janata Bank Nepal Limited is the 27th commercial bank established under the Bank & Financial Institution Act, 2063. The bank's corporate office is located at Central Business Park, Thapathali, Kathmandu. Currently, the bank is operating with 65 branches, 1 extension counter ,3 Limited Branch Outlet (LBO) and 19 Branchless Banking and will gradually expand it’s branch network to provide it’s service all over the country. With large numbers of promoters, the bank is the first licensed commercial bank and currently bank has paid up capital of NPR 4723 Million.

Triveni Bikash Bank Ltd and Janata bank merger with swap ratio of 1:1. The joint transcation date is 2017-04-07

Contact Information
Address
New Baneshwor, Kathmandu, Nepal
Phone
977-1-4786100
E-Mail
info@janatabank.com.np
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Share Capital 6993694 6993694 4646271 2307200
Reserve Surplus 1892162 1821933 840621 332354
Noncontrolling Interest - - - -
Debenture Bond 0 0 0 -
Loans Borrowing 25050 82716 517329 718164
Deposit Liability 52353487 48574929 35465797 25564136
Domestic Currency 52309557 48537827 35189498 25251272
Foreign Currency 43930 37102 276299 312864
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 163668 69149
Other Liabilities 2167593 1667248 1555651 1108040
Non Controlling interest - - - -
Total Liabilities 63431986 59140520 43189336 30099043
Cash Balance 8047511 7831620 4792470 2508398
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 0 0 -
Investments 5792821 3852346 3698701 3672753
Loan Advances 47736957 45653517 33240258 22978930
Real Estate Loan 2582234 2599486 2031480 1268665
Residential Real Estate Loan 49901 160973 159404 117362
Business Complex and Residential Apartment Construction Loan 0 0 0 -
Income Generating Commerical Complex Loan 249074 250782 251531 252095
Other Real Estate Loan 2283260 2187730 1620545 899208
Personal Home Loan of Ten Million or Less 3750874 3670550 2508037 688096
Margin Type Loan 693830 637972 434292 534686
Term Loan 7721270 7441864 5848455 4824874
Overdraf or TR Loan or WC Loan 18265772 16612317 12688833 10345603
Other 14722978 14691328 97291161 5317006
Fixed Assets 792773 703187 436571 205426
Non Banking Assets 54360 59410 54244 29897
Other Assets 1007564 949440 967092 703639
Total Assets 63431986 59140520 43189336 30099043
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands1st Quarter4th Quarter3rd Quarter2nd Quarter
(except for per share items)2074/0752073/0742073/0742073/074
Interest Income 1383550 2842958 641825 1734126 986268
Interest Expenses 1025090 1699234 988881 578476
Net Interest Income 358460 1143724 745245 407792
Fees Commission and Discount 25638 52241 35297 22608
Other Operating Income 54097 158162 126949 82847
Foreign Exchange 20792 57254 43697 24250
Total Operating Income 458987 1411381 951188 537497
Staff Expenses 159034 318060 173448 101925
Operating Profit Before Provision 185023 769908 579122 309245
Provision for Possible Losses 143841 177926 120588 149905
Operating Profit 41182 591982 458534 159340
Non Operating Income 2302 16349 3421 2841
Write Back Provision for Possible Losses 58372 410805 140070 93194
Profit from Regular Activities 101855 1019136 602025 255375
Extra Ordinary Income 0 -1910 -1910 -1829
Profit Before Bonus and Taxes 101855 1017225 600115 253546
Provision for Staff Bonus 9260 92475 54556 23050
Provision for Income Tax 27779 282925 163668 69149
Non Controlling Interest - - - -
Net Profit and Loss 64817 - 381891 161347
Captila Fund to RAW 15.99 18.16 16.03 10.73
Non Performing Loan to Total Loan 1.65 2.09 1.98 2.57
Total loan loss Provision to Total NPL 131.47 98.57 126.04 120.16
Cost of Fund as per NRB Directive 7.9 7.98 5.06 4.57
Credit to Deposit Ratio as Per NRB Directive 73.26 75.63 75.51 80.46
Base Rate 11.5 11.93 10.37 8.12
Average Yield on Loans and Advance and Investment as Per NRB Directive 10.53 10.71 7.95 7.85
Net Interest Spread as Per NRB Directive 3.72 3.39 3.56 4.07
Other Operating Expenses 114930 323413 198618 126327
ROE 2.83 7.28 9.34 -
ROA 0.4 1.09 1.19 -
Liquidity Ratio 26.04 23.56 22.1 -
EPS 3.71 9.18 10.96 -
PE Ratio 69 31 35 -
Net Worth Per Share 127.06 126.05 118.09 -
Assets Per Share 906.99 845.63 929.55 -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 12, 20182059,592.07
2Apr 03, 2014207-
3Dec 12, 201819614,153.48
4Feb 02, 2012160-
5Dec 12, 20181587,451.00
6Dec 12, 201817311,416.25