Hamro Bikas Bank Ltd.(HAMRO)

Bidur-3, Battar Nuwakot; Ph: 010-561777/778

RTS: NIBL ACE Capital Market Ltd.
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Financial Highlights (3rd quarter, 2074/075)

Earning Per Share
11.27
Net Asset Per Share
460.84
Net Worth Per Share
123.56
Paid up Capital(Rs in '000')
458750
Reserve and Surplus(Rs in '000')
110102
Operating Profit(Rs in '000')
60946
Net Profit(Rs in '000')
38784
Price Earning Ratio
13.13
Liquidity Ratio
24.96
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
4587507
Market Capitalization

Hamro Bikas Bank is a citizen focused Development Bank located in Bidur Nuwakot. The Bank is promoted by multiprofessional and multicultural group of Nepali citizens. Hamro Bikas Bank is 'B' Grade development bank in Nepal with total assets of Rs. 92 Crores at Ashadh end, 2072 and Net Profit of Rs. 1 Crore 70 lakhs for the end period. The Bank has a network of four branches and one extension counter is serving more than 30,000 customers. Its head quarter is located in Battar-3, Nuwakot, 65KM far from Kathmandu.

Contact Information
Address
Bidur-3, Battar Nuwakot
Phone
010-561777/778
E-Mail
hamrobank@gmail.com
In Thousands4th Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 413638.64 152916.94 122333.55
Reserve Surplus 60961.13 38882.58 59037.68
Noncontrolling Interest - - -
Debenture Bond 0 - -
Loans Borrowing 0 - -
Deposit Liability 1257535.47 1172126.13 1141246.39
Domestic Currency 1257535.47 1172126.13 1141246.39
Foreign Currency 0 - -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 0 - 3276.7
Other Liabilities 15827.37 75183.69 134934.63
Non Controlling interest - - -
Total Liabilities 1747962.61 1439109.34 1460828.95
Cash Balance 97906.18 79935.32 90981.75
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice 450844.98 280914.84 339785.97
Investments 23663.89 19567.06 11455.36
Loan Advances 1123071.77 1016565.34 924707.99
Real Estate Loan 0 - -
Residential Real Estate Loan 0 - -
Business Complex and Residential Apartment Construction Loan 0 - -
Income Generating Commerical Complex Loan 0 - -
Other Real Estate Loan 0 - -
Personal Home Loan of Ten Million or Less 63165.29 36826.11 -
Margin Type Loan 9240.64 11173.04 10912.61
Term Loan 18918.06 6546.8 5348.22
Overdraf or TR Loan or WC Loan 196963.87 136872.72 85292.86
Other 834783.91 825146.67 793716.22
Fixed Assets 26182.37 23756.33 19617.41
Non Banking Assets 0 - -
Other Assets 26293.42 18370.45 74280.49
Total Assets 1747962.61 1439109.34 1460828.97
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 140317.39 62905.55 30501.85
Interest Expenses 57770.29 21499.63 11021.29
Net Interest Income 82547.1 41405.92 19480.56
Fees Commission and Discount 1179.84 537.44 238.94
Other Operating Income 11704.17 5096.08 2447.28
Foreign Exchange 0 - -
Total Operating Income 95431.11 47039.44 22166.78
Staff Expenses 10702.68 5264.39 2750.16
Operating Profit Before Provision 70916.53 36594.44 2514.38
Provision for Possible Losses 5550.68 5700.5 16902.24
Operating Profit 65365.85 30893.94 2057.74
Non Operating Income 0 - -
Write Back Provision for Possible Losses 3124.46 2901.49 2563.62
Profit from Regular Activities 68490.31 33795.43 17408.13
Extra Ordinary Income 0 - -
Profit Before Bonus and Taxes 68490.31 33795.43 17408.13
Provision for Staff Bonus 6226.39 3072.31 1582.56
Provision for Income Tax 18679.18 9216.94 4747.67
Non Controlling Interest - - -
Net Profit and Loss 43584.18 21506.18 11077.9
Captila Fund to RAW 35.3 16.13 15.77
Non Performing Loan to Total Loan 0.16 0.62 0.57
Total loan loss Provision to Total NPL 1467.09 225.13 234.21
Cost of Fund as per NRB Directive 5.42 4.21 4.18
Credit to Deposit Ratio as Per NRB Directive 65.68 74.64 70
Base Rate 0 - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - -
Net Interest Spread as Per NRB Directive 0 - -
Other Operating Expenses 13811.9 5180.61 28844.5
ROE 0 - -
ROA 0 - -
Liquidity Ratio 26.78 - -
EPS 10.54 - -
PE Ratio 22.2 - -
Net Worth Per Share 114.17 - -
Assets Per Share 422.76 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 23, 20151331,194.25
2Dec 12, 20181381,874.70
3Dec 12, 2018152700.49
4Dec 11, 2018120314.63
5Sep 29, 2011126-