Gurkhas Finance Ltd.(GUFL)

Charkhal, Dilibazar, Kathmandu, Nepal; Ph: 4437403

RTS: NIBL ACE Capital Market Ltd.
As on

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Amount
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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
1.46
Net Asset Per Share
832.39
Net Worth Per Share
138.41
Paid up Capital(Rs in '000')
867994
Reserve and Surplus(Rs in '000')
333679
Operating Profit(Rs in '000')
13665
Net Profit(Rs in '000')
12903
Price Earning Ratio
72.84
Liquidity Ratio
40.29
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
5786625
Market Capitalization

Gurkhas Finance Limited was established on 2051 B.S. It has been giving excellent service to its valuable customer for 22 years. Since the day of inception till date the motto of the finance has remained towards the better and easy service to the customer. The company has started its service from the paid up capital amount Rs. 2 Crore. Now the company has been able to raise the paid up capital amounted to NRS 57.87 crore. The Profit, Net worth, collection of deposit and investment are in growing trend. The company is also able to abide by the rules and regulation of the regulatory bodies. It has been able to keep enough liquidity ratios. It is also succeed in providing the regular dividends to the shareholder.

Vision: To establish the company as the best financial institution in the financial industry by providing prompt and easy processing service to the valuable customer.

Mission: To establish the company as trustworthy and excellent finance company by gaining the trust of several customer.

Contact Information
Address
Charkhal, Dilibazar, Kathmandu, Nepal
Phone
4437403
Web
E-Mail
ikafal@mail.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter
(except for per share items)2073/0742073/0742073/074
Share Capital 762475 577842 578662
Reserve Surplus 342545 298573 293002
Noncontrolling Interest - - -
Debenture Bond 0 0 -
Loans Borrowing 0 0 -
Deposit Liability 4068746 3414530 3399872
Domestic Currency 4068746 3414530 3399872
Foreign Currency 0 0 -
Bills Payable - - -
Proposed Dividend - - -
Income Tax Liability 0 0 2105
Other Liabilities 391707 424251 404674
Non Controlling interest - - -
Total Liabilities 5565473 4716836 4678315
Cash Balance 273500 205159 177905
Balance with NRB - - -
Balance with Banks or Financial Institutions - - -
Money at call and Short Notice 1177652 723462 847221
Investments 285869 235568 234397
Loan Advances 3429245 3108876 2967258
Real Estate Loan 273901 288262 235324
Residential Real Estate Loan 0 0 -
Business Complex and Residential Apartment Construction Loan 0 0 -
Income Generating Commerical Complex Loan 0 0 -
Other Real Estate Loan 273901 288262 235324
Personal Home Loan of Ten Million or Less 372024 305291 273250
Margin Type Loan 370627 347903 375662
Term Loan 447037 359594 312031
Overdraf or TR Loan or WC Loan 573864 713088 744953
Other 1391792 1094738 1026038
Fixed Assets 93462 71589 62313
Non Banking Assets 115911 200987 204931
Other Assets 189834 171195 184290
Total Assets 5565473 4716836 4678315
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter
(except for per share items)2073/0742073/0742073/074
Interest Income 490507 351430 233507
Interest Expenses 262850 181251 101924
Net Interest Income 227657 170179 131583
Fees Commission and Discount 382 219 105
Other Operating Income 30127 21754 15657
Foreign Exchange 0 0 -
Total Operating Income 258166 192152 147345
Staff Expenses 44883 28685 18239
Operating Profit Before Provision 147747 125395 106562
Provision for Possible Losses 180429 113120 146679
Operating Profit -32682 12275 -40117
Non Operating Income 17603 12684 11415
Write Back Provision for Possible Losses 283629 174308 232748
Profit from Regular Activities 268550 199267 204046
Extra Ordinary Income -59323 -44186 -42596
Profit Before Bonus and Taxes 209227 155081 161450
Provision for Staff Bonus 19021 14098 14677
Provision for Income Tax 52692 37962 39750
Non Controlling Interest - - -
Net Profit and Loss 137514 103021 107023
Captila Fund to RAW 23.49 19.94 20.25
Non Performing Loan to Total Loan 4.72 3.56 2.11
Total loan loss Provision to Total NPL 104.29 121.01 120.11
Cost of Fund as per NRB Directive 9.07 10.38 7.2
Credit to Deposit Ratio as Per NRB Directive 68.47 75.34 72
Base Rate 12.8 13.95 10.54
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 0 -
Net Interest Spread as Per NRB Directive 4.97 3.36 5.69
Other Operating Expenses 65536 38072 22544
ROE 0 0 -
ROA 0 0 -
Liquidity Ratio 36.23 27.99 -
EPS 18.04 23.74 -
PE Ratio 10.04 10.24 -
Net Worth Per Share 144.93 151.74 -
Assets Per Share 691.27 815.13 -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1May 30, 2011110110.00
2Dec 12, 2018117599.71
3Dec 12, 2018114239.40
4Feb 26, 201393133.32
5Dec 04, 201893169.19
6Oct 12, 201180-