Deva Bikas Bank Ltd.(DBBL)

Opp Hotel Ambasador, Lazimpat, Kathmandu; Ph: 01-4242272, 4242553

RTS: NIBL ACE Capital Market Ltd.
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Financial Highlights (2nd quarter, 2074/075)

Earning Per Share
17.23
Net Asset Per Share
1021.39
Net Worth Per Share
136.79
Paid up Capital(Rs in '000')
1633277
Reserve and Surplus(Rs in '000')
600865
Operating Profit(Rs in '000')
221072
Net Profit(Rs in '000')
140686
Price Earning Ratio
10.27
Liquidity Ratio
27.20
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
14449843
Market Capitalization

Deva Bikas Bank Limited, B class financial institution licensed by Nepal Rastra Bank, emerged after successful merger between NDEP Development Bank Limited and Rising Development Bank in 2015 and started its joint operation from 10th July, 2015. NDEP Development Bank Limited, promoted by a consortium of prominent bureaucrats, renowned personalities from the business sector, Employees Provident Fund (Karmachari Sanchaya Kosh), individuals and companies with local roots but from different walks of life with a vision and dedication to provide the best financial products and services in the most efficient and professional manner started its banking operations from the year 2006 as a national level development bank under the Banks and Financial Institutions Act 2063. Another partner to the merger, Rising Development Bank,promoted by a consortium of prominent bureaucrats, renowned personalities from the business sector from Chitwan, Nawalparashi and other distticts, started it operation since 2006 as regional level development bank. With this merger, the bank have a paid up capital of 818 million rupees, 36 branch offices & Service Centers and 9 ATMs spread all across the country. It takes pride in having its own building for its Head and Corporate Office in Lal Durbar Marg, Kathmandu.

Contact Information
Address
Opp Hotel Ambasador, Lazimpat, Kathmandu
Phone
01-4242272, 4242553
E-Mail
info@devabank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 1444984 1383223 1004440 881088
Reserve Surplus 476407 349423 428054 308816
Noncontrolling Interest - - - -
Debenture Bond 0 - - -
Loans Borrowing 0 - - 300000
Deposit Liability 10413242 9818397 9071979 7968642
Domestic Currency 10410774 9816016 9069391 7966059
Foreign Currency 2467 2381 2588 2582
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 124065 85311 60162 21726
Other Liabilities 444163 418416 457309 606140
Non Controlling interest - - - -
Total Liabilities 12902861 10322124 11021944 10086412
Cash Balance 1072214 906931 832742 866670
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 1441891 1733450 1377257 1771959
Investments 314374 226254 285725 230333
Loan Advances 9576621 8777350 8038950 6744327
Real Estate Loan 1075290 1073250 1050849 836089
Residential Real Estate Loan 0 - - 10297
Business Complex and Residential Apartment Construction Loan 205000 205000 205000 177363
Income Generating Commerical Complex Loan 66184 67415 62842 63649
Other Real Estate Loan 804106 800835 783007 584780
Personal Home Loan of Ten Million or Less 872109 723470 625913 558806
Margin Type Loan 736837 650031 581732 346055
Term Loan 746699 610458 534050 464535
Overdraf or TR Loan or WC Loan 1153222 1166424 999427 956423
Other 4992464 4553717 4246979 3582418
Fixed Assets 188244 179879 180807 182477
Non Banking Assets 0 - - -
Other Assets 309517 230906 306463 290646
Total Assets 12902861 12054770 11021944 10086412
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 1058478 718711 430381 193392
Interest Expenses 503674 321657 170089 76232
Net Interest Income 554804 397054 260292 117160
Fees Commission and Discount 8293 6212 4023 2093
Other Operating Income 95049 74211 55338 29149
Foreign Exchange -386 -510 180 29
Total Operating Income 657759 476967 319833 139252
Staff Expenses 117668 76849 52022 26932
Operating Profit Before Provision 406312 307078 209075 29149
Provision for Possible Losses -12212 -6945 -10857 83171
Operating Profit 418524 314023 219932 4078
Non Operating Income 36196 -1401 663 570
Write Back Provision for Possible Losses 0 - - -
Profit from Regular Activities 454720 312622 220595 79663
Extra Ordinary Income 184 184 - -
Profit Before Bonus and Taxes 454904 312806 220595 79663
Provision for Staff Bonus 41355 28437 20054 7242
Provision for Income Tax 124065 85311 60162 21726
Non Controlling Interest - - - -
Net Profit and Loss 289484 199058 140379 50695
Captila Fund to RAW 16.56 - 13.94 16.17
Non Performing Loan to Total Loan 1.24 - 1.7 3.44
Total loan loss Provision to Total NPL 177.93 - 157.66 105.21
Cost of Fund as per NRB Directive 7.89 - 4.9 3.96
Credit to Deposit Ratio as Per NRB Directive 77.77 - 76.73 -
Base Rate 11.64 - 8.52 7.84
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 - - 73.18
Net Interest Spread as Per NRB Directive 0 - 5.57 -
Other Operating Expenses 133779 93040 58736 79093
ROE 0 - - -
ROA 0 - - -
Liquidity Ratio 25.11 - - -
EPS 20.03 - - -
PE Ratio 12.93 - - -
Net Worth Per Share 132.97 - - -
Assets Per Share 892.94 - - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 20181391,888.28
2Jun 14, 201212688.68
3Dec 23, 20151331,194.25
4Sep 07, 201199-
5Dec 06, 2018109109.00
6Dec 06, 2018111234.21