Bhargav Bikash Bank Ltd.(BHBL)

Nepalgunj, Banke, Nepal; Ph: 521027, 525037

RTS: NMB Capital Ltd.
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Financial Highlights (4th quarter, 2073/074)

Earning Per Share
13.32
Net Asset Per Share
878.13
Net Worth Per Share
119.92
Paid up Capital(Rs in '000')
264000
Reserve and Surplus(Rs in '000')
52597
Operating Profit(Rs in '000')
89394
Net Profit(Rs in '000')
35175
Price Earning Ratio
22.29
Liquidity Ratio
39.05
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
2640000
Market Capitalization

Bhargav Bikash Bank limited (BBBL) is the one of the regional level Development Bank of Mid western region of Nepal established formally in the year 2064 which commenced operation on 13th Bhadra, 2064. The Bank has been established solely with the aim of getting exclusive confidence of Nepalese market by rendering global standards of services through professional & quality management. BBBL has been promoted as a dedicated bank with a primary focus in the development of industries, trades, services and agricultures sector in mid western regional of Nepal.

Contact Information
Address
Nepalgunj, Banke, Nepal
Phone
521027, 525037
E-Mail
info@bhargavbank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 264000 144000 144000 120000
Reserve Surplus 52597.23 56905.78 40884.63 49291
Noncontrolling Interest - - - -
Debenture Bond 0 0 - -
Loans Borrowing 0 0 - -
Deposit Liability 1962067.11 1793616.34 1655460.69 1528686.37
Domestic Currency 1962067.11 1793616.34 1655460.69 1528686.37
Foreign Currency 0 0 - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 2318.07 1681.59
Other Liabilities 39590.97 70676.07 23924.14 27935.2
Non Controlling interest - - - -
Total Liabilities 2318255.31 2065198.19 1866587.53 1727594.16
Cash Balance 766112.15 528966.42 403638.65 419395.03
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 0 0 - -
Investments 13963.03 8650.13 6861.43 6861.43
Loan Advances 1461404.62 1440614.73 1387564.48 1234967.38
Real Estate Loan 0 0 - -
Residential Real Estate Loan 0 0 - -
Business Complex and Residential Apartment Construction Loan 0 0 - -
Income Generating Commerical Complex Loan 0 0 - -
Other Real Estate Loan 0 0 - -
Personal Home Loan of Ten Million or Less 224460.69 227203.58 233029.8 212594.98
Margin Type Loan 41190.86 70141.43 22237.43 19748.93
Term Loan 262823.09 264879.21 238170.76 214240.05
Overdraf or TR Loan or WC Loan 500783.06 468798.21 468045.52 408093.52
Other 432146.92 409592.29 426080.97 380289.9
Fixed Assets 54156.08 46714.84 44993.71 44710.81
Non Banking Assets 0 0 - -
Other Assets 22619.44 40252.07 23529.26 21659.51
Total Assets 2318255.31 2065198.19 1866587.53 1727594.16
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 205786.04 146571.56 86139.68 41185.61
Interest Expenses 116391.31 79531.23 48756.3 23948.72
Net Interest Income 89394.73 67040.33 37383.38 17236.9
Fees Commission and Discount 2191.35 1213.66 920.56 501.8
Other Operating Income 23645.16 11060.63 15041.11 4535.31
Foreign Exchange 0 0 - -
Total Operating Income 115231.24 79314.61 53345.05 22334.01
Staff Expenses 26371.71 17979.41 10078.61 5306.33
Operating Profit Before Provision 62192.37 43154.92 31170.4 5878.37
Provision for Possible Losses 6916.38 4845.08 2929.67 11149.31
Operating Profit 55275.99 38309.84 28240.73 861.1
Non Operating Income 0 0 - -
Write Back Provision for Possible Losses 0 0 58.88 54.37
Profit from Regular Activities 55275.99 38309.84 28299.61 10342.59
Extra Ordinary Income 0 0 - -
Profit Before Bonus and Taxes 55275.99 38309.84 28299.61 10342.59
Provision for Staff Bonus 5025.09 3482.71 2572.69 940.24
Provision for Income Tax 15075.27 10448.14 7718.07 2820.71
Non Controlling Interest - - - -
Net Profit and Loss 35175.63 24378.99 18008.85 6581.65
Captila Fund to RAW 18.35 12.75 11.98 13.22
Non Performing Loan to Total Loan 0.89 0.44 0.42 0.13
Total loan loss Provision to Total NPL 148.7 274.43 267.02 815.3
Cost of Fund as per NRB Directive 8.08 7.7 6.61 6.24
Credit to Deposit Ratio as Per NRB Directive 64.15 72.25 75.42 72.73
Base Rate 0 0 - -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 0 - -
Net Interest Spread as Per NRB Directive 0 0 - -
Other Operating Expenses 26667.17 18180.28 12096.04 10288.21
ROE 0 0 - -
ROA 0 0 - -
Liquidity Ratio 39.05 29.49 - -
EPS 13.32 22.57 - -
PE Ratio 22.29 -24.16 - -
Net Worth Per Share 119.92 139.52 - -
Assets Per Share 878.13 1434.17 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Dec 06, 20181391,888.28
2Dec 06, 2018147647.51
3Dec 23, 20151331,194.25
4Oct 14, 2012105-
5Sep 29, 2011126-
6Dec 06, 2018109109.00