Best Finance Company Ltd.(BFC)

Chabahil, Ktm, Nepal; Ph: 01-4484754

RTS: Global IME Capital Limited
As on

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Financial Highlights (4th quarter, 2074/075)

Earning Per Share
14.87
Net Asset Per Share
202.56
Net Worth Per Share
74.49
Paid up Capital(Rs in '000')
297513
Reserve and Surplus(Rs in '000')
75894
Operating Profit(Rs in '000')
3073
Net Profit(Rs in '000')
44255
Price Earning Ratio
8.27
Liquidity Ratio
139.45
Fiscal YearBonus ShareCash Dividend
Sector
Finance
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
1322280
Market Capitalization

General Finance Limited (Bittiya Sanstha) was incorporated under the Finance Company Act 2042 and Company Act 2021. GEFL (BS), came into existance its operations from 18th Magh, 2052 B.S with an objectives of providing full fledge integrated financial services intermediary destined to provide the best competitive and modern banking services to its customers. General Finance Limited (Bittiya Sanstha) GEFL(BS) is conducting its entire financial service activities under the direct supervision of Nepal Rastra Bank.

Contact Information
Address
Chabahil, Ktm, Nepal
Phone
01-4484754
E-Mail
info@generalfinance.com.np
In Thousands4th Quarter3rd Quarter
(except for per share items)2073/0742073/074
Share Capital 220195 220195
Reserve Surplus -116792 -123410
Noncontrolling Interest - -
Debenture Bond 0 -
Loans Borrowing 0 -
Deposit Liability 100239 38188
Domestic Currency 0 38188
Foreign Currency 0 -
Bills Payable - -
Proposed Dividend - -
Income Tax Liability 1411 68
Other Liabilities 201031 210637
Non Controlling interest - -
Total Liabilities 406082 345678
Cash Balance 164355 114285
Balance with NRB - -
Balance with Banks or Financial Institutions - -
Money at call and Short Notice 0 -
Investments 195 195
Loan Advances 200084 190098
Real Estate Loan 0 -
Residential Real Estate Loan 0 -
Business Complex and Residential Apartment Construction Loan 0 -
Income Generating Commerical Complex Loan 0 -
Other Real Estate Loan 0 -
Personal Home Loan of Ten Million or Less 28046 26831
Margin Type Loan 3073 2172
Term Loan 67717 69083
Overdraf or TR Loan or WC Loan 87048 72474
Other 14201 624
Fixed Assets 3265 3204
Non Banking Assets 16561 16561
Other Assets 21623 21335
Total Assets 406082 345678
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter
(except for per share items)2073/0742073/074
Interest Income 21544 14582
Interest Expenses 2015 860
Net Interest Income 19528 13722
Fees Commission and Discount 188 2
Other Operating Income 142 147
Foreign Exchange 0 -
Total Operating Income 19858 13871
Staff Expenses 8174 7660
Operating Profit Before Provision 4702 3261
Provision for Possible Losses 826 9356
Operating Profit 3875 -6095
Non Operating Income 19 2502.37
Write Back Provision for Possible Losses 18212 -
Profit from Regular Activities 22106 -3592.63
Extra Ordinary Income 0 -
Profit Before Bonus and Taxes 22106 -3592.63
Provision for Staff Bonus 0 -
Provision for Income Tax 21820 20409
Non Controlling Interest - -
Net Profit and Loss 286 -24001.63
Captila Fund to RAW 33.28 33.85
Non Performing Loan to Total Loan 84.93 93.53
Total loan loss Provision to Total NPL 100.18 100.07
Cost of Fund as per NRB Directive 8.1 3
Credit to Deposit Ratio as Per NRB Directive 102.04 148.18
Base Rate 28.86 -
Average Yield on Loans and Advance and Investment as Per NRB Directive 0 -
Net Interest Spread as Per NRB Directive 0 -
Other Operating Expenses 6982 2950
ROE 0 -
ROA 0 -
Liquidity Ratio 163.96 299.27
EPS 0.13 -11.36
PE Ratio -37.87 -37.87
Net Worth Per Share 39.64 36.02
Assets Per Share 184.42 156.99
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1May 30, 2011110110.00
2Dec 12, 2018117599.71
3Dec 12, 2018114239.40
4Feb 26, 201393133.32
5Dec 04, 201893169.19
6Oct 12, 201180-