Alpine Development Bank Ltd.(ALDBL)

Maniroad, Hetauda, Nepal; Ph: 057-524674

RTS: NMB Capital Ltd.
As on

Rs.
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Tran.
Volume
Amount
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Financial Highlights (1st quarter, 2074/075)

Earning Per Share
3.52
Net Asset Per Share
598.96
Net Worth Per Share
134.97
Paid up Capital(Rs in '000')
414475
Reserve and Surplus(Rs in '000')
144959
Operating Profit(Rs in '000')
5732
Net Profit(Rs in '000')
3648
Price Earning Ratio
Liquidity Ratio
49.26
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
2600753
Market Capitalization

Alpine Development Bank Limited (ADBL), was established in 2007 and very quickly prolific to the rural and remote villages of Makwanpur, Chitwan and Kavra Palanchowk districts. Indroducing many innovative and accesable products and marketing concepts, the bank able to represente the market for its businesses. Now, the bank has been extensively recognized for its innovative products, accessable financial institution and better customer experience.

Contact Information
Address
Maniroad, Hetauda, Nepal
Phone
057-524674
E-Mail
info@alpinedevbank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 260075 260075 260075 219732 219732
Reserve Surplus 104978 76619 74774 102074 102074
Noncontrolling Interest - - - -
Debenture Bond 0 0 - -
Loans Borrowing 0 0 360000 -
Deposit Liability 1934532 1839980 1852872 1774363 1774363
Domestic Currency 1934532 1839980 1852872 1774363 1774363
Foreign Currency 0 0 - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0 0 4843 -
Other Liabilities 73313 84196 71342 197683 197683
Non Controlling interest - - - -
Total Liabilities 2372898 2260871 2623906 2293852 2293852
Cash Balance 85921 69554 209194 210575 210575
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 663558 412646 694738 354142 354142
Investments 2121 2121 2121 206 206
Loan Advances 1568723 1724855 1676929 1576481 1576481
Real Estate Loan 0 0 - -
Residential Real Estate Loan 0 0 - -
Business Complex and Residential Apartment Construction Loan 0 0 - -
Income Generating Commerical Complex Loan 0 0 - -
Other Real Estate Loan 0 0 - -
Personal Home Loan of Ten Million or Less 124146 130887 129938 133083 133083
Margin Type Loan 0 0 - -
Term Loan 662049 722562 718613 250685 250685
Overdraf or TR Loan or WC Loan 771218 767262 746206 591759 591759
Other 11310 104144 82172 600954 600954
Fixed Assets 14001 13745 12934 13015 13015
Non Banking Assets 0 0 - -
Other Assets 38574 37949 27990 139433 139433
Total Assets 2372898 2260871 2623906 2293852 2293852
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 243577 172526 111235 44269
Interest Expenses 110209 77328 47885 23031
Net Interest Income 133368 95198 63350 21238
Fees Commission and Discount 3525 2460 1761 1018
Other Operating Income 16777 14794 12705 7196
Foreign Exchange 40 17 14 -
Total Operating Income 153710 112469 77830 29451
Staff Expenses 23848 17131 11131 5871
Operating Profit Before Provision 102946 76291 54871 6412
Provision for Possible Losses 4993 22902 4374 17169
Operating Profit 97953 53389 50497 9231
Non Operating Income 586 586 39 -
Write Back Provision for Possible Losses 0 0 - 636
Profit from Regular Activities 98539 53975 50536 8573
Extra Ordinary Income 0 0 - -
Profit Before Bonus and Taxes 98539 53975 50536 8573
Provision for Staff Bonus 8958 4907 4594 779
Provision for Income Tax 26874 14721 13782 2338
Non Controlling Interest - - - -
Net Profit and Loss 62706 34348 32160 5456
Captila Fund to RAW 19.57 20.61 19.33 16.84
Non Performing Loan to Total Loan 1.94 4.22 1.68 3.16
Total loan loss Provision to Total NPL 119.95 133.93 127.01 77.73
Cost of Fund as per NRB Directive 6.16 5.73 5.14 5.45
Credit to Deposit Ratio as Per NRB Directive 68.22 73.86 76.65 75.21
Base Rate 9.87 9.42 7.35 -
Average Yield on Loans and Advance and Investment as Per NRB Directive 12.21 11.8 10.17 -
Net Interest Spread as Per NRB Directive 6.16 6.07 - -
Other Operating Expenses 26916 19047 11828 7938
ROE 0 0 - -
ROA 2.64 2.03 - -
Liquidity Ratio 38.74 26.21 - -
EPS 24.11 17.61 - -
PE Ratio 0 14.65 - -
Net Worth Per Share 140.36 129.46 - -
Assets Per Share 912.39 869.31 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Apr 23, 2015270403.68
2Jan 28, 20152831,008.90
3Nov 24, 20163092,892.92
4Jul 10, 2018231725.16
5Mar 14, 20172192,912.61
6Apr 06, 2017219219.00