Alpine Development Bank Ltd.(ALDBL)

Maniroad, Hetauda, Nepal; Ph: 057-524674

RTS: NMB Capital Ltd.
As on

Rs.
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Tran.
Volume
Amount
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Financial Highlights (1st quarter, 2074/075)

Earning Per Share
3.5200
Net Asset Per Share
598.9600
Net Worth Per Share
134.9700
Paid up Capital(Rs in '000')
414475.0000
Reserve and Surplus(Rs in '000')
144959.0000
Operating Profit(Rs in '000')
5732.0000
Net Profit(Rs in '000')
3648.0000
Price Earning Ratio
Liquidity Ratio
49.26
Fiscal YearBonus ShareCash Dividend
Sector
Development Bank
Operation Date
NA
Listed Status
Yes
Face Value
100
Listed Share
2600753
Market Capitalization

Alpine Development Bank Limited (ADBL), was established in 2007 and very quickly prolific to the rural and remote villages of Makwanpur, Chitwan and Kavra Palanchowk districts. Indroducing many innovative and accesable products and marketing concepts, the bank able to represente the market for its businesses. Now, the bank has been extensively recognized for its innovative products, accessable financial institution and better customer experience.

Contact Information
Address
Maniroad, Hetauda, Nepal
Phone
057-524674
E-Mail
info@alpinedevbank.com.np
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Share Capital 260075.00 260075.00 260075.00 219732.00 219732.00
Reserve Surplus 104978.00 76619.00 74774.00 102074.00 102074.00
Noncontrolling Interest - - - -
Debenture Bond 0.00 0.00 - -
Loans Borrowing 0.00 0.00 360000.00 -
Deposit Liability 1934532.00 1839980.00 1852872.00 1774363.00 1774363.00
Domestic Currency 1934532.00 1839980.00 1852872.00 1774363.00 1774363.00
Foreign Currency 0.00 0.00 - -
Bills Payable - - - -
Proposed Dividend - - - -
Income Tax Liability 0.00 0.00 4843.00 -
Other Liabilities 73313.00 84196.00 71342.00 197683.00 197683.00
Non Controlling interest - - - -
Total Liabilities 2372898.00 2260871.00 2623906.00 2293852.00 2293852.00
Cash Balance 85921.00 69554.00 209194.00 210575.00 210575.00
Balance with NRB - - - -
Balance with Banks or Financial Institutions - - - -
Money at call and Short Notice 663558.00 412646.00 694738.00 354142.00 354142.00
Investments 2121.00 2121.00 2121.00 206.00 206.00
Loan Advances 1568723.00 1724855.00 1676929.00 1576481.00 1576481.00
Real Estate Loan 0.00 0.00 - -
Residential Real Estate Loan 0.00 0.00 - -
Business Complex and Residential Apartment Construction Loan 0.00 0.00 - -
Income Generating Commerical Complex Loan 0.00 0.00 - -
Other Real Estate Loan 0.00 0.00 - -
Personal Home Loan of Ten Million or Less 124146.00 130887.00 129938.00 133083.00 133083.00
Margin Type Loan 0.00 0.00 - -
Term Loan 662049.00 722562.00 718613.00 250685.00 250685.00
Overdraf or TR Loan or WC Loan 771218.00 767262.00 746206.00 591759.00 591759.00
Other 11310.00 104144.00 82172.00 600954.00 600954.00
Fixed Assets 14001.00 13745.00 12934.00 13015.00 13015.00
Non Banking Assets 0.00 0.00 - -
Other Assets 38574.00 37949.00 27990.00 139433.00 139433.00
Total Assets 2372898.00 2260871.00 2623906.00 2293852.00 2293852.00
In Thousands
Share Capital
Reserve Surplus
Noncontrolling Interest
Debenture Bond
Loans Borrowing
Deposit Liability
Domestic Currency
Foreign Currency
Bills Payable
Proposed Dividend
Income Tax Liability
Other Liabilities
Non Controlling interest
Total Liabilities
Cash Balance
Balance with NRB
Balance with Banks or Financial Institutions
Money at call and Short Notice
Investments
Loan Advances
Real Estate Loan
Residential Real Estate Loan
Business Complex and Residential Apartment Construction Loan
Income Generating Commerical Complex Loan
Other Real Estate Loan
Personal Home Loan of Ten Million or Less
Margin Type Loan
Term Loan
Overdraf or TR Loan or WC Loan
Other
Fixed Assets
Non Banking Assets
Other Assets
Total Assets
In Thousands4th Quarter3rd Quarter2nd Quarter1st Quarter
(except for per share items)2073/0742073/0742073/0742073/074
Interest Income 243577.0000 172526.0000 111235.0000 44269.0000
Interest Expenses 110209.0000 77328.0000 47885.0000 23031.0000
Net Interest Income 133368.0000 95198.0000 63350.0000 21238.0000
Fees Commission and Discount 3525.0000 2460.0000 1761.0000 1018.0000
Other Operating Income 16777.0000 14794.0000 12705.0000 7196.0000
Foreign Exchange 40.0000 17.0000 14.0000 -
Total Operating Income 153710.0000 112469.0000 77830.0000 29451.0000
Staff Expenses 23848.0000 17131.0000 11131.0000 5871.0000
Operating Profit Before Provision 102946.0000 76291.0000 54871.0000 6412.0000
Provision for Possible Losses 4993.0000 22902.0000 4374.0000 17169.0000
Operating Profit 97953.0000 53389.0000 50497.0000 9231.0000
Non Operating Income 586.0000 586.0000 39.0000 -
Write Back Provision for Possible Losses 0.0000 0.0000 - 636.0000
Profit from Regular Activities 98539.0000 53975.0000 50536.0000 8573.0000
Extra Ordinary Income 0.0000 0.0000 - -
Profit Before Bonus and Taxes 98539.0000 53975.0000 50536.0000 8573.0000
Provision for Staff Bonus 8958.0000 4907.0000 4594.0000 779.0000
Provision for Income Tax 26874.0000 14721.0000 13782.0000 2338.0000
Non Controlling Interest - - - -
Net Profit and Loss 62706.0000 34348.0000 32160.0000 5456.0000
Captila Fund to RAW 19.5700 20.6100 19.3300 16.8400
Non Performing Loan to Total Loan 1.9400 4.2200 1.6800 3.1600
Total loan loss Provision to Total NPL 119.9500 133.9300 127.0100 77.7300
Cost of Fund as per NRB Directive 6.1600 5.7300 5.1400 5.4500
Credit to Deposit Ratio as Per NRB Directive 68.2200 73.8600 76.6500 75.2100
Base Rate 9.8700 9.4200 7.3500 -
Average Yield on Loans and Advance and Investment as Per NRB Directive 12.2100 11.8000 10.1700 -
Net Interest Spread as Per NRB Directive 6.1600 6.0700 - -
Other Operating Expenses 26916.0000 19047.0000 11828.0000 7938.0000
ROE 0.0000 0.0000 - -
ROA 2.6400 2.0300 - -
Liquidity Ratio 38.7400 26.2100 - -
EPS 24.1100 17.6100 - -
PE Ratio 0.0000 14.6500 - -
Net Worth Per Share 140.3600 129.4600 - -
Assets Per Share 912.3900 869.3100 - -
In Thousands (except for per share items)
Interest Income
Interest Expenses
Net Interest Income
Fees Commission and Discount
Other Operating Income
Foreign Exchange
Total Operating Income
Staff Expenses
Operating Profit Before Provision
Provision for Possible Losses
Operating Profit
Non Operating Income
Write Back Provision for Possible Losses
Profit from Regular Activities
Extra Ordinary Income
Profit Before Bonus and Taxes
Provision for Staff Bonus
Provision for Income Tax
Non Controlling Interest
Net Profit and Loss
Captila Fund to RAW
Non Performing Loan to Total Loan
Total loan loss Provision to Total NPL
Cost of Fund as per NRB Directive
Credit to Deposit Ratio as Per NRB Directive
Base Rate
Average Yield on Loans and Advance and Investment as Per NRB Directive
Net Interest Spread as Per NRB Directive
Other Operating Expenses
ROE
ROA
Liquidity Ratio
EPS
PE Ratio
Net Worth Per Share
Assets Per Share
In Thousands (except for per share items)
Net Profit to Gross Income
Earning per Share
Market Value per Share
Price Earning Ratio
Dividend on Share Capital
Capital Adequacy Fund
Cash Dividend
Interest Income to Loan and Advance
Staff Expenses to Total Operating Expenses
Interest Expenses to Total Deposit and Borrow
Exchange Gain to Total Assets
Exchange Fluctuation Income or Total Income
Staff Bonus to Total Staff Expenses
Net Profit to Loan and Advance
Net Profit to Total Assets
CD Ratio
Total Operating Expenses to Total Assets
Core Capital
Supplementary Capital
Total Capital Fund
Liquidity
Nonperforming Loan to Total Loan
Weighted Average Interest Rate Spread
Return of Asset
Book Net Worth
Book Net Worth per Share
Total Shares
Total Staff
Return on Equity
DateFiscal YearDurationTitle
DateQuantityRateAmount
DateCloseVolumeAmount
SNTraded DateLast PriceMkt Cap (Mil)
1Apr 23, 2015270.00403.68
2Jan 28, 2015283.001,008.90
3Nov 24, 2016309.002,892.92
4Jul 10, 2018231.00725.16
5Mar 14, 2017219.002,912.61
6Apr 06, 2017219.00219.00